Now you can buy life insurance plans completely online right here.
Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
The Kotak Health Shield Plan helps secure your finances in times of sudden medical expenses related to illness such as Cardiac, Liver, Neuro and Cancer (all early and major stages of illness /conditions of Cancer); along with offering protection for Personal Accident - in case of accidental death or disability.
Kotak Lifetime Income Plan gives you the assurance of your income continuing throughout your life and in your absence throughout the lifetime of your spouse!
Our representative will get in touch with you at the earliest.
A Non-Participating, Guaranteed Unit Linked, Fund based Group Plan
Kotak Group Secure Capital Plan is a Non-Participating, Guaranteed Unit Linked Fund Based Group Life Insurance Plan. It enables Employers /Trusts to manage funds under their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Schemes (PRMS) in an efficient manner. As an employer, this plan will help you to design an optimal retirement benefits for your employees and in turn increase employee retention.
Market-linked returns and long-term investment growth
Offers guarantee in the form of ‘return of all contributions made (Net of benefit payments, if any)’ at the point of exit
Add value to your contribution with Loyalty Additions which is credited in the form of additional units every financial year
This plan offers life insurance coverage for employees
Employer / Trust and employees can avail tax benefit as applicable under the Income Tax law.
Group: Employer - Employee
Entry Age (as on last birthday)
Max Maturity Age (as on last birthday): Retirement age as specified in scheme rules or 86 years whicheverMax Maturity Age (as on last birthday): Retirement age as specified in scheme rules or 86 years whichever is lower
Policy Term: 1 year (Yearly renewable)
Sum Assured: Rs. 5,000 per member (Not applicable for Superannuation Schemes)
Contribution/Premium at inception*
*Contribution and Premium have the same meaning, i.e. the amount paid by the trustee / Company /Member towards their
Depending on funding requirements of the Scheme
Read about Tax Benefits & Plan Disclaimer
Unit Linked Life Insurance products are different from the traditional insurance products and are subject
to the risk factors.
The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with
capital markets and the NAVs of the units may go up or down based on the performance of fund and
factors influencing the capital market and the insured is responsible for his/her decisions.
Kotak Mahindra Life Insurance Company Ltd. is only the name of the Insurance Company and Kotak
Group Secure Capital Plan is only the name of the unit linked life insurance contract and does not in any
way indicate the quality of the contract, its future prospects or returns.
The various funds offered under this contract are the names of the funds and do not in any way indicate
the quality of these plans, their future prospects and returns.
The past performance of other Funds of the Company is not necessarily indicative of the future
performance of the funds.
Please know the associated risks and the applicable charges (along with the possibility of increase in
charges), from your Insurance Agent or Corporate Agent / Insurance Broker or policy document of the
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public
receiving such phone calls are requested to lodge a police complaint.
Kotak Group Secure Capital Plan – UIN No.: 107L122V01, Form No: L122. Ref No: KLI/20-21/E-WEB/1358
This is a non-participating, Guaranteed Unit Linked, Fund based Group Plan. For more details on risk factors,
terms and conditions please read the sales brochure carefully before concluding a sale.
Tax benefits under the policy may be as per the prevailing Income Tax laws. Tax laws are subject to amendments
from time to time and interpretations. You are advised to consult your tax consultant.
Kotak Mahindra Life Insurance Company Ltd. Reg No. 107; CIN : U66030MH2000PLC128503; 2nd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051 | Toll Free: 1800 209 8800 (8 am to 10 pm) | Website: www.insurance.kotak.com | Email: email@example.com
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
Kotak Gratuity Plus Group Plan is a unit-linked group gratuity plan that helps you fund for the gratuity obligation systematically & effectively and release resources for your core business activities.Know more
Kotak Secure Return Employee Benefit Plan caters to the needs of employers, trustees, state governments, central government, PSUs to plan for funding group members' benefit schemes.Know more
Kotak Gratuity Group Plan is a Unit-linked group gratuity plan that helps you fund for the gratuity obligation systematically & effectively and release resources for your core business activities.Know more
Kotak Leave Encashment Group Plan is designed to cater to the needs of employees’ leave encashment liabilities increasing over a period of time.Know more
Kotak Assured Return Employee Benefit Plan is an insurance plan designed for Employers /Trusts, Employer – Employee groups who wants experts to manage their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Benefit Schemes (PRMBS).Know more