Kotak Group Secure One Plan|Best Group Term Life Insurance Policy

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Kotak Group Secure One

A Non-Participating Group Term Insurance Plan

Kotak Group Secure One provides a comprehensive protection solution to your members’ in an unfortunate event of Death or Terminal Illness. For instance, as a Professional Association, its members will have an added advantage of life protection at affordable rates.

Key Features

  • Provides financial security to the members’ family

    The plan may be used for members of Credit Co-operative societies, Self Help Groups, NGO’s, Government schemes, Professional Association, etc. where the sum assured is payable to the nominee, in a lump sum in case of the sudden demise of the insured member.

  • Protection of a targeted savings amount

    This plan may also be used by depositors. In this case the sum assured, which is the targeted savings amount of the deposits, is payable to the nominee, in case of the sudden demise of the insured member.

  • Comprehensive solution

    Kotak Group Secure One provides protection not only in case of death of the member but also in case of Terminal Illness.

  • Comprehensive cover through a range of riders

    Provision for additional benefit through Riders at nominal cost.


  • Age criteria

    • Group size: Min: 50 members
    • Age criteria: Minimum: 18 years | Maximum: 79 years, Cover Cease age (last birthday): Maximum: 80 years
  • Cover Term

    • Minimum: 1 month
    • Maximum: 5 years (in multiples of one month)

    Note: Coverage for Integral months are allowed. In case if the Master policyholder opts for riders then only 1 year cover tenure is available and other cover options are not available.

    One Year Renewable Term (OYRT) policies are available and applicable only for one-year term

  • Sum Assured (Per member)

    • Mininum: Rs.5,000 | Maximum: As defined under Board Approved Underwriting Policy

  • Premium

    • Minimum: Premium corresponding to the minimum Sum Assured | Maximum: NA
  • Premium Payment Details

    • Premium Payment Term - Single Pay & 1 year annually renewable
    • Note: For Cover Term greater than 1 year, only Single Pay shall be available

    • Premium Payment Mode – Single, Yearly, Half Yearly, Quarterly, Monthly
  • Modal Factors

    • Yearly – 100% | Half Yearly – 51% | Quarterly – 26%| Monthly – 8.5% of annual premiums

  • Additional Protection with Optional Riders

    • Accidental Death Benefit Rider
    • Accidental Disability Benefit Rider
    • Critical Illness Plus Benefit Rider


Download the brochure to know more about the plan and how it can benefit you.

Need help buying a plan?

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Call on toll free number 1800 120 7856(10:00 am  and  06:00 pm)

Call our toll free number and our representative will help you buy the most suitable plan.

Mail us on kli.corporate-solutions@kotak.com

Mail your queries to us and we will answer them at the earliest.

Read about Tax benefits & Plan Disclaimer

Tax Benefits & Disclaimers

Tax benefits under the policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time. It is advised to consult your tax advisor for details.

Kotak Group Secure One: UIN: 107N098V04, Form No: N098; Kotak Accidental Death Benefit Rider UIN: 107B005V05, Form No. B005; Kotak Accidental Disability Benefit Rider UIN: 107B008V03, Form No. B008; Kotak Critical Illness Plus Benefit Rider UIN: 107B015V05, Form No. B015.

This is a non-participating term group plan. This website content only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. For more details on Rider benefit, please refer the Rider Sales Brochure.

Regd. Office:

Kotak Mahindra Life Insurance Company Ltd.

Regn. No.: 107, CIN: U66030MH2000PLC128503

Regd.Office: 8th Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 120 7856 (8 am to 10 pm)
Website: www.kotaklife.com
Email: kli.groupoperations@kotak.com | Toll Free No: 1800 120 7856 | Ref No: KLI/22-23/E-WEB/611


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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