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5 Ways to ensure faster settlement of claims

Insurance claim should be simple and hassle free. And hence the policyholder should always do their part to simplify matters. Here are 5 ways to make claim settlement easy.

  • Jul 17, 2018

At Kotak Life Insurance, we believe filing a claim should simple and hassle-free. We also believe the policyholder should also do their part to simplify matters. Here are 5 ways to make claim settlement easy:

Be true and always disclose all medical history:

Be upfront about health conditions, smoking and drinking habits, etc. Never withhold details and always fill the form yourself.

Don’t avoid medical tests

Medical tests ascertain the present medical condition when you are buying a life insurance policy. By undergoing all medical examination, the chance for rejection due to medical condition reduces.

Read the policy contract carefully before signing:

Understand the exclusions, features and clauses so you become aware of the pre-requisites for claims.

Always pay your premiums on time:

Insurance companies only pay claims amount for policies that are active. If the policy has lapsed, the benefit under the policy becomes void.

Keep your contact details and nominee information updated:

Review & update your policy periodically. Incorporate any changes in names, addresses, contact numbers, etc. Notify the insurance company if there is a change in beneficiary.

Read more on: How to file a claim

Stay Protected, Stay Secure. Jano Hamesha.

Kotak e-Term

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  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

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