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Ref. No. KLI/22-23/E-BB/492
Health Insurance Plan for Cancer- What you Should Know on Symptoms and Diagnosis of Cancer here on this article. Visit Kotak Life to know more on health insurance plans
Over the years, cancer as a disease has increased in intensity and numbers. The risk of cancer is real and is life-threatening. As per the Indian Council of Medical Research (ICMR), India likely witnessed 17 lakh cases of cancer by 2020, recording more than 8.8 lac deaths by the end of 2020. Another report by Lancet Oncology Journal estimates the cancer deaths to reach 12 lakh per annum by the end of 2035.
For 2020, the estimated incidence of cancer in India among males was pegged at 6,79,421, and for females, it was estimated to be 712,758, as reported by the National Cancer Registry Programme. Further, one in 68 males has lung cancer, while one in 29 females has breast cancer. In all, one in nine Indians, between ages 0-74, develops at least one type of cancer during their entire lifetime.
The growing burden of cancer in India is appalling. What is even more shocking is the simultaneous rise in the cost of cancer treatment. As per the 2018 National Sample Survey (NSS), the national average cost of cancer treatment is more than ₹1.2 lakhs. In private hospitals, the cost of cancer treatment was more than ₹1.4 lakhs; whereas in public hospitals, it was nearly ₹80,000. The prices have increased sharply ever since, creating an alarming situation.
With such strong figures and the rising burden of cancer in the country and worldwide, you must be aware of your health and take appropriate measures to be prepared to face this critical ailment. You should understand cancer, identify its symptoms, and know how you can get the right diagnosis and treatment.
What is cancer?
Cancer refers to a collection of related diseases that impacts different body parts. In all types of cancer, cells of a specific part of the body begin to divide infinitely and spread into surrounding body areas. Cancer can affect any part of the human body, which comprises a trillion cells. Generally, human cells grow and divide themselves to form new cells in the body. The older cells become damaged, die and are replaced by new cells. However, when cancer develops this process is hampered. New cells continue to form, even when old cells survive despite becoming abnormal, old or damaged.
This abnormal addition of new cells further divides themselves to form more cells, and eventually create growths called tumours, which can likely spread into, or invade surrounding tissues. Many cancers have solid tumours while some like leukaemia, generally do not have tumours.
What are the different types of cancer
As of today, there are more than 100 types of cancer that exist. Some of the most common types include:
What are the symptoms of cancer?
Symptoms of cancer depend on the type of cancer and also from person-to-person. That said, some of the general symptoms of cancer include:
Further, symptoms of cancer also depend on the intensity and progression of cancer in the body.
How is cancer diagnosed?
Diagnosing cancer in early stages improves the chances of survival. The doctor might use any of the following techniques to diagnose cancer, depending on the patient case.
How can cancer be treated?
The treatment for cancer depends on the type of cancer, the stage of cancer, the age of the patient, as well as, the overall health and medical history of the patient. However, a few approaches to the treatment of cancer include:
Cancer treatments are constantly improving, which also makes them very expensive.
What can you do?
The first thing you can do to fight cancer is to stay aware and adopt a healthy lifestyle. But that alone will not be able to protect you from cancer. Given the hefty cancer treatment cost, you need to adopt a comprehensive financial plan to fight cancer. The most effective way to prepare yourself and your family to fight this deadly disease is to invest in a holistic health insurance plan. Health insurance plans provide your financially secure blanket against critical ailments like cancer. You should invest in a health insurance cover because:
Trust Kotak Health Shield to be your guard against cancer and other terminal illness.
Kotak Life values you and your loved ones and helps you in securing your life. The comprehensive Kotak Health Shield plan is a fixed benefit plan that covers you against early or major stage illnesses related to Cancer, Cardiac, Liver and Neuro. The plan also offers protection against Personal Accident – death or disability.
Kotak Health Shield supports you in fighting cancer and other terminal illnesses by providing a second medical opinion, emergency evacuation, medical monitoring, medical repatriation and compassionate visit.
You can extend your Kotak Health Shield plan to cover your spouse in the same policy and enhance your benefits through:
By choosing to be consciously aware of your health and financially securing your life with Kotak Health Shield, you are investing in a healthy and happy future.
Amit Raje is an experienced marketer who has worked in various Fintechs and leading Financial companies in India. With focused experience in Digital, Amit has pioneered multiple digital commerce in India. Now, close to two decades later, he is the vice president and head of the D2C business department. He masters the skill of strategic management, also being certified in it from IIMA. He has challenged his challenges and contributed his efforts in this journey of digital transformation.
Prasad Pimple has a decade-long experience in the Life insurance sector and as EVP, Kotak Life heads Digital Business. He is responsible for developing user friendly product journeys, creating consumer awareness and helping consumers in identifying need for life insurance solutions. He has 20+ years of experience in creating and building business verticals across Insurance, Telecom and Banking sectors
Ref. No. KLI/22-23/E-BB/2435
The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The content has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek independent professional advice in order to arrive at an informed investment decision. Further customer is the advised to go through the sales brochure before conducting any sale. Above illustrations are only for understanding, it is not directly or indirectly related to the performance of any product or plans of Kotak Life.
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