Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak Guaranteed Fortune Builder

A plan that offers guaranteed income for your future goals. Know more

Kotak e-Term

Protect your family's financial future. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and life cover. Know more

Kotak e-Invest

Insurance and Investment in one plan. Know more

Kotak Lifetime Income Plan

Retirement years are the golden years of life. Know more


Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Insuring Against Disability With Disability Insurance Rider

Life is uncertain and an unfortunate disability can get in the way of the happiness of your family. Life insurance is one of the ways to shield your family from such situations.

  • Nov 15, 2016

Be empowered to take care of your family in case of disability

You work relentlessly for the happiness of your family, and your ability to earn plays a big role in fulfilling theirs dream. But life is uncertain and an unfortunately disability can get in the way. Life insurance is one of the ways to shield your family from such situations and help them celebrate the joys of life.

A Life Insurance Plan can let you:

Provide financial security that can help your family meet their day to day expenses

Provide them a lump sum amount at regular intervals so that they have enough financial support during vital events like children’s higher education, marriage etc.

Provide financial support for your medical expenses

Make sure that your family continues to live the dream you had seen for their happiness

An ideal plan should offer the following:

Waiver of premium on permanent total disability

Life cover of Rs. 1 crore at just Rs. 13.97* per day

Choice of recurring or immediate payout

Quick and hassle free buying experience

Kotak Life Insurance offers multiple choices that act as a cushioning for your family in difficult times. Ensure that you make the choices that help your family lead a comfortable life even in your absence.

Kotak e-Term

Download Brochure


  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

Similar Articles

What is BMI Calculator, And Why It is Important?

Why medical test is important while buying a health cover?

Key Factors that Decide Your Eligibility for Buying Health Insurance Plans

How to Claim Tax Benefits on Medical Insurance Premium?

Does Cataract Surgery Come Under Health Insurance And The Cost Of Surgery In India?

Critical Illness Insurance: What Is It? Who Needs It?

Why Spending Time with Friends is Essential for Your Mental Health?

Health Insurance Plan for Cancer: What You Should Know on Symptoms and Diagnosis of Cancer

What Is the Restoration Benefit in Health Insurance Plan?

How do I Choose a good Health Insurance Plan?

How Much Should I be Paying for Health Insurance?

Guide on Fraudulent Health Insurance Claims in India

10 Ways to Get Your Kids Involved in Your Healthy Lifestyle

Health Insurance for Brain Tumour: What You Should Know on Symptoms & Diagnosis of Brain Tumour

Health Insurance for Liver: What You Should Know About the Symptoms and Diagnosis of Liver Problems

What Is the Restoration Benefit in Health Insurance?

What do Health Insurance Plans Cover?

Why You Must Review Your Health Insurance Plan Every Year

Investing In The Healthcare Sector

How to Transfer Your Health Insurance Cover Without Losing Benefits?

Health Insurance Wellness Programs and Benefits

Key Difference between Health Insurance and Mediclaim Policy

Everything You Need to Know About Health Insurance for Parents

Side Effects of Covid-19 Booster Doses

Are You Covered for the Home Treatment Cost Under Your Health Insurance Policy?

What is OPD Cover in Health Insurance?

Health Insurance Plans for a Pre Existing Condition

Looking for Best Heart and Cancer Insurance Plans

3 Reasons Why Your Health Insurance Cover Could be Insufficient

Health Insurance for Personal Accidents

How to Choose a Right Health Insurance Plan?

Factors to Consider While Choosing a Health Insurance Plan for Your Parents

Which One is Better: Mediclaim or Health Insurance?

Health Insurance Plan for Heart – What you Should Know on Symptoms and Diagnosis of Heart-Related Disease?

Here's Why Cardiac Care Plan a Boon for Heart Patients

10 Effects of Fast Food on Your Body

HIV+ Patients: Are They Covered by Health Insurance?

Benefits of Health Insurance You May Not Know About

Why Should You Opt for Cancer Insurance?

What is the Difference Between a Mediclaim Policy, Health Insurance and Term Insurance?

Insuring Against Accidents with an Accidental Death Insurance Rider

Seven Preventive Measures for Heart Related Illness

Single Premium Term Insurance - Understand the Benefits

What is Difference between Day Care Treatment and OPD Treatment?

5 things to consider while renewing a health insurance policy

How Is Your Health Insurance Premium Affected By Age?

How is Health Insurance Cost Calculated?

Here's How Stress Can Increase Your Risk for Heart Disease

Why do Patients with Hypertension Need Health Insurance?

What Does Health Insurance Not Cover?

Here's how to transfer your health insurance online to different company

What to Expect from a Health Plan Audit

Things to keep in mind before buying a health insurance plan for diabetics

Top Five Institutes for Free Cancer Treatments in India

Which health insurance is good for family?

What is Telemedicine? All You Need To Know

How Important Is Health Insurance for Your Family?

Tips to Reduce Your Health Insurance Premium

What Medical Expenses Can You Claim in Health Insurance Plans?

5 Reasons to Own Both Health Insurance and Term Insurance

Is Health Insurance Non-taxable?

Healthy Habits to Avoid Falling Sick During Monsoon

How To Choose A Good Health Insurance Plan?

What Should You Opt for? Short Term or long Term Health Insurance ?

Here's are Top Reasons to Buy Health Insurance Plan in Your 20s

How much Health Insurance do you Require?

What are Health Insurance Premiums? How are they Calculated?

The Importance of a Health Insurance Claim Ratio

What are the Documents Required for Buying a Health Insurance Plan?

Basics of Health Insurance

Section 80D: Everything You Need to About Income Tax Deduction for Medical Expenditure

Health Insurance Add-Ons: Know all About Health Insurance Riders

What is the Persistency Ratio and Why Does it Matter to the Health Insurance Sector?

How to File Health Insurance Claims?

Why You Must Disclose Your Pre-Existing Conditions When You Buy Health Insurance

How Much Of Health Insurance Is Tax Deductible?

Here's Common Myths about Health Insurance

Open Heart Vs Bypass Surgery

Insuring yourself against Ill Health with a Critical Illness Rider

List of Critical Illnesses Covered in Health and Life Insurance Plans

Health Insurance for Students Who Study Abroad

Tax Benefits of Health Insurance Plans

Choosing Health Insurance for Senior Citizens

Everything You Need to Know About the Ayushman Bharat Health Insurance Scheme

Buying health insurance? Here's why it is important to disclose your pre-existing medical conditions

Buying Health Insurance with A Pre-Existing Illness? Things You Should Know

5 Reasons to Buy Health Insurance in 2021

What is the Right Age to Buy Health Insurance Policy?

How To Appeal A Health Insurance Claim Denial

कोविड -19 बूस्टर खुराक के दुष्प्रभाव

How Your Eating Habits Affect Your Health & How to Change Them

All You Need To Know About No-Claim Bonus In Health Insurance

Different Ways to Mentally Refresh After a Stressful Day

Why You Must Review Your Health Insurance Policy/ Plan Every Year?

Disability Insurance Policy & Coverage

6 Reasons why you need to get a health insurance

Important Things You Must Know About Accidental Insurance

Tax Benefits on Health Insurance Plans

What is International Health Insurance? Meaning, Importance and Benefits

Health Insurance vs Medical Insurance – How To Choose Between The Two

What is Health Insurance? - Meaning and Types

Accidental Death Benefit Rider In Term Life Insurance

A Millennial's Guide to Health Insurance

Critical Illness Can Disrupt Family's Financial Goals and How Health Insurance Can be Useful

10 Preventative Measures for Diabetes

Health Insurance Plans for Family