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Ref. No. KLI/22-23/E-BB/492
International health insurance provides coverage to insured travelers against medical emergencies while travelling or during their stay abroad. Know the importance, features, benefits and more.
Health emergencies can occur at any time while travelling overseas without any warning. And, if you get hospitalised overseas, the high cost of treatment may cause a considerable dent in your travel budget and ruin your entire travel plan.
Generally, the healthcare cost in foreign countries, especially in developed nations, is much higher than in India. However, you can easily cover the cost and keep the travel budget intact if you have international health insurance coverage.
Similar to home health insurance, you are also covered for your diagnostic and follow-up care in addition to emergency care. However, short-term coverage is the best option for you if you will be working, travelling, or residing abroad for a period of less than a year.
Travelling can be stressful sometimes. The sudden change in climate conditions and the difference in time zone can significantly impact your health and put you at risk of getting ill. This is where health insurance is beneficial for all. If you are travelling overseas anytime soon, here are a few ways international health insurance in India can benefit you.
If you get ill or need hospitalisation during your travel, the international insurance policy will help you cover the treatment expenses. It also covers both pre-hospitalisation and post-hospitalisation expenses. The policy terms may also cover the transportation cost if you need to be airlifted.
The itinerary for the journey could alter at any time. It can be due to unanticipated events, health issues, cancellation of the hotel or airline reservation, or the financial collapse of the travel agency or cruise line that is providing the trip. These potential losses that could happen prior to the start of a trip are covered by a travel international insurance policy. An international insurance policy is suitable for all – individuals, senior citizens or families. It is beneficial for the businessperson who frequently travels to different places.
If you get injured or meet with an accident while travelling, the trip can become quite stressful. However, if you have health insurance coverage, you can travel without worry as you can be assured of getting financial assistance during a medical emergency.
You can easily purchase the health insurance of your choice online. Let us look at the process of buying the policy. Visit the insurance provider’s website for further information.
An international health insurance policy is beneficial for all, and it is worth it. Several things can go wrong when you travel overseas for work, business, tourism or studies. A medical emergency can happen anywhere, at any moment. In such a situation, travel health insurance can significantly help get the best medical assistance without worrying about the cost.
Ref. No. KLI/22-23/E-BB/2435