Retirement Planning With Investment Plans In Systematic Manner

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term Plan

Protect Your family’s financial future with Kotak e-Term Plan. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more


Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Kotak e-Invest

Retirement planning with a systematic life insurance plan

How to plan for a happy and fulfilling second innings

  • Nov 15, 2016

How to plan for a happy and fulfilling second innings

After many decades of working hard towards our goals, retirement brings in a relaxed phase of our life. It is a phase where we plan to fulfil our dreams, for which we were too preoccupied in our younger days. We save a few dreams for these times and look forward to fulfilling them with enthusiasm. Here’s how you can plan for this phase in a systematic manner:

1. Plan on time

You can ensure a dream-come-true retirement life by planning for it quite early in your life. The right time to plan for retirement is when you are still earning. Start saving and investing for retirement as early as possible and let the amount grow with compound interest.

2. Determine the standard well

Your standard of living during your retired life should be ascertained by the income you earn today. From personal and financial perspective, a comfortable retirement takes sensible planning and years of persistence.

Keep vital aspects in mind

Your plan for your retired life should be chalked-out keeping in mind the rising prices of vital aspects like day to day supplies, medical expenses and beyond. This also includes various financial instruments where you put your money today - like health insurance, travel insurance, yearly holidays, shopping etc. This means you’ll need to examine your budget. A bonus you receive can be well stacked. Dedicate at least half of the new money to your retirement plan.

Choose an appropriate plan

There are many retirement plans available in the market. You have to compare these plans and select plans for investing your funds. A good old sayings - don’t put all your eggs, is rightly applied when you plan your retirement. You have to choose a systematic life insurance and retirement investment plan to secure your retired life A divided fund will lower your risk and increase your return.

A well-planned retirement enables you to fulfil your desires and enjoy the goodness that life has to offer rather than be ridden with financial worries. Kotak Life Insurance brings you systematic retirement plans which help you systematically save for your retirement and enable you to live a fulfilling second innings. A life you can truly look forward to!

In this policy, the investment risk in the investment portfolio is borne by the policyholder.

Kotak e-Invest

Download Brochure


  • Return of Mortality Charges*$
  • Enhanced Protection
  • Multiple Plan Options
  • Zero Premium Allocation Charges
  • Tax Savings^

Ref. No. KLI/22-23/E-BB/521


- A Consumer Education Initiative series by Kotak Life

Similar Articles

Why Should You start Retirement Planning as soon as you start a job?

How To Make Most of Your Money After Retirement?

What are the Rules for Exit From NPS?

A Quick Guide to Retirement Plans

Why ULIP Should Be a Part of Your Investment Portfolio?

Why Should You Invest in NPS?

7 Secrets that can Make Your Post-Retirement Phase Prosperous

Ten Signs That You're Ready to Retire

What are the Maturity Benefits in a ULIP Plan: Fund Value Sum Assured or Only Fund Value?

What is a Defined Benefit Plan and How it Works?

What is Partial Withdrawal in ULIPs?

Long Term Investment Guide for Your Retirement

What tax benefits are there on saving for retirement?

यूलिप के 8 शुल्क

Are You Planning an Early Retirement? Here's Why Buying Annuity Plan Will Make Sense

5 Notable Investment Options for Retirees

Save Early to Keep Living Your Dreams Post Retirement

What are ULIPs and their Types?

Is it Suggestible to Take a ULIP Plan Linked with a Term Plan?

Is the ULIP Policy Surrender Value Taxable?

Pros and Cons of Retirement Annuities

Why You Should Invest In An Annuity Plan?

5 Retirement Planning Tips for a Financially Controlled Post-Employment Life

How to Build a Tax-Free Pension Income for Retirement?

Advantages of Pension Schemes and Retirement Plans

Worried About Running Out of Money in Retirement? 4 Tips to Avoid This Crisis

Types of Pension Plans for Your Retirement

How Has NPS Performed in Comparison with Other Instruments?

Important Questions To Ask Yourself Before Choosing A Good Retirement Plan

What are the Charges Levied on ULIP?

How Does NPS Work?

ELSS vs ULIP: Which is a Better Investment?

10 Steps to Figure Out How Much Money You Will Need After You Retire

Tips to invest your voluntary retirement scheme money

What are the Advantages and Disadvantages of ULIP?

Different Types of Retirement Schemes

What is Lock-In Period in ULIPs?

How to Win at Retirement Savings?

What are the Uses of ULIP?

What is an Annuity Plan, and How Does Annuity Plan Work?

Why Should Retirement Planning Be on Top of Your Priority List?

Do ULIPs Give Good Returns On Investments?

Top 6 Flexible Benefits That ULIPs Offer

Types of Retirement Plans

Importance of financial Planning for Retirement

5 Reasons to Buy ULIP for a Secured Financial Future

How Can ULIPs Help You Plan for Your Child's Future?

5 Common ULIP Myths That You Should Stop Believing

Is it Advisable to Withdraw the ULIP Insurance Policy After 5 Years?

Top 6 Reasons Why You Should Get A Pension Plan

Can I Surrender My ULIP Policy after 2 Years?

What is the Death Claim Payable in the Case of ULIP?

Which Pension Plan Suits You best?

How Does Pension Plans in India Works?

6 Signs That You Are Not Financially Ready For An Early Retirement

Give Your Retirement Savings A Booster-Shot with Annuities

A Beginner's Guide to Understanding 401k Retirement Plan

Know Why You Should Stay Invested in Your ULIP Plan

Retirement Planning at 50? You Are Still Good to Go

What Are Superannuation Benefits?

Retirement Planning for Millennials

What is ULIP and Its Benefits?

5 Reasons Why ULIP Plans are One of The Best Retirement Planning Instruments

How Much Corpus Does One Need for Retirement?

Which Is Better: ULIP or SIP?

How can NPS help you save tax?

Retirement Planning Guide: These 5 Steps Will Help You Towards a Safe, Secure and Fun Retirement

What Happens to ULIP Premiums Paid if the Market Crashes?

What Are Retirement Pension Plans?

Importance of Retirement Planning

NPS for Housewife

Top 4 Myths About ULIP Investments You Should Know

How Does ULIP Work in India?

Here's What Retirement Would Look Like 30 Years From Now

What is the Minimum Lock-in Period for ULIP?

What To Do With Your Retirement Accounts During An Employment Lapse?

Single Premium ULIP or a PPF - Which One is Better?

The Significance of Number 8,000 in Retirement Planning

Top Investment Options for Retirement Planning

What is the Difference Between EPF, VPF, and PPF? What are Their Tax Benefits?

ULIP Tax Benefits: यहां निवेश करने पर मिलते हैं 5 बड़े फायदे

Are Annuities Great For Early Retirement?

Retirement: A New Start to Life!

Retirement and Pension Plans in India- What are Your Options?

What Are Mortality Charges In ULIP?

5 Steps to Gift a Smart Retirement Plan to Your Parents

What are the 4 Financial Phases of Retirement? How to Budget For Each One?

Looking for Ways to Earn Lifetime Income in Retirement? Here Are 6 of the Top Options

Meaning of Sum Assured in a ULIP

Understanding Annuity Plans

What are the Benefits of ULIP - Explained

What are the Differences Between ELSS ULIP and Mutual Funds?

What are the Chances of Losing all my Money in ULIP and How Much Return Should I Expect?

Benefits of Early Retirement Planning in India

Benefits Of Retirement & How Investments Can Help You Enjoy Them

What is Fund Value in ULIP?

How To Choose The Right Pension Plan?

How Quickly is Fund Switch Effected in ULIPs? Is it Done the Same Day or After a Particular Number of Days?

What is NAV in ULIP, and How is it calculated?

Do Pension Plans Allow any Death Benefits?

What are the minimum and maximum investment in ULIP? Would the Whole Amount Insured in The ULIP Insurance be Invested in the Market?

Saving for approaching retirement with retirement insurance

Calculating a Retirement Corpus that can Support Your Lifestyle

Is ULIP a Complex Financial Product?

How To Calculate The Present Value And Future Value Of Annuities?

Best Insurance Plans for a Guaranteed Monthly Income After Retirement!

How To Keep Your Retirement Accounts from Being Hacked?

Terminologies You Should Understand About Retirement Plans

What is Premium Redirection in ULIPs Plans | ULIP Insurance Plans | Kotak Life Insurance

What are the things to consider before buying ULIPs?

What is the difference between Life Insurance and ULIP?

Who Gets the Benefit After the Maturity of ULIP: The Proposer or The Life Insured?

यूलिप के फायदे (Benefits of ULIP in Hindi)

Is it possible to live a financially independent life, even after you retire?

Difference Between Unit-Linked Insurance Plans and Non-Linked Plans

How Safe is it to Invest in ULIP plans?

How has ULIP Grown Over the Last 3 years?

8 Charges in ULIP That You Must Know

Demystifying the Retirement Planning Process

Is ULIP a Good Option for People Above 60?

ULIP: Can You Surrender ULIPs or Withdraw Money from It?

What is the Estimated Return Percentage on ULIP? Do Investors Get Compound Interest?

Can NRIs Invest in ULIP Plans Offered in India?

Un-Retirement - Are You Ready For It?

Types of Annuity Plan | Annuity Definition - Meaning & Key Benefits

Invest for your second innings with a guaranteed savings plan

Getting Close to Retirement? Six Key Retirement Planning Tips That Can Help You Retire

How Do Annuity Options Work In NPS

How Can I Achieve My Wealth Goal with ULIP Investment?

At What Age Should You Start Your Retirement Planning?

What are the Instruments Available for Building a Retirement Corpus?

Is ULIP Better Than FD?

Inflation: A Key Factor to Consider into Retirement Planning

10 Steps to Figure Out How Much Money You Will Need For Your Post Retirement Plans

ULIP Plan or Traditional Insurance Plans - Which is better?

ULIPs or Pension Plans – Which is a Better Retirement Plan?

What Happens If I Stop Paying My ULIP Policy Premium After Paying the First Premium? Will I Still Get The Return?

Does Having Both ULIP Plan and Other Health Insurance Plan Make Sense?

Retirement Planning - How To Calculate Your Retirement Premium in India?

Different Types of ULIP Investments in India

Is It Worth Buying ULIP Plans For 10 Years?

Top 4 Mistakes To Avoid While Planning For Your Retirement

Benefits of Early Retirement Plans

Is ULIP A Good Investment Option?

FAQs on Taxation of ULIPs

Annuity Plan | How to Choose the Right Annuity Plan | Kotak Life

Retirement Planning Guide for Working Men and Women

What is a Retirement Plan - What are its Features?

How should one decide on fund allocation within NPS?