Kotak e-Term Plan
Protect Your family’s financial future with Kotak e-Term Plan.
Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and insurance in one premium.
Insurance and investment in one plan with Kotak e-Invest.
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How to plan for a happy and fulfilling second innings
After many decades of working hard towards our goals, retirement brings in a relaxed phase of our life. It is a phase where we plan to fulfil our dreams, for which we were too preoccupied in our younger days. We save a few dreams for these times and look forward to fulfilling them with enthusiasm. Here’s how you can plan for this phase in a systematic manner:
You can ensure a dream-come-true retirement life by planning for it quite early in your life. The right time to plan for retirement is when you are still earning. Start saving and investing for retirement as early as possible and let the amount grow with compound interest.
Your standard of living during your retired life should be ascertained by the income you earn today. From personal and financial perspective, a comfortable retirement takes sensible planning and years of persistence.
Your plan for your retired life should be chalked-out keeping in mind the rising prices of vital aspects like day to day supplies, medical expenses and beyond. This also includes various financial instruments where you put your money today - like health insurance, travel insurance, yearly holidays, shopping etc. This means you’ll need to examine your budget. A bonus you receive can be well stacked. Dedicate at least half of the new money to your retirement plan.
There are many retirement plans available in the market. You have to compare these plans and select plans for investing your funds. A good old sayings - don’t put all your eggs, is rightly applied when you plan your retirement. You have to choose a systematic life insurance and retirement investment plan to secure your retired life A divided fund will lower your risk and increase your return.
A well-planned retirement enables you to fulfil your desires and enjoy the goodness that life has to offer rather than be ridden with financial worries. Kotak Life Insurance brings you systematic retirement plans which help you systematically save for your retirement and enable you to live a fulfilling second innings. A life you can truly look forward to!
In this policy, the investment risk in the investment portfolio is borne by the policyholder.