Best One-Time Investment Plans in India?

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term Plan

Protect Your family’s financial future with Kotak e-Term Plan. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Health Shield

Insurance against medical expenses related to heart, brain, liver and Cancer. Know more

Best One-Time Investment Plans in India

Best One-Time Investment Plans in India
  • 29th Apr 2022 |
  • 940

Life is unpredictable, so it’s not worth wasting time worrying about what might happen next. There are a variety of savings & one-time investment plans to ensure that your money works hard for you, allowing you to celebrate and live life to the fullest. Everyone is always in the search for improved financial returns and the best one-time investment plan. Making the appropriate decision, on the other hand, requires careful planning and long-term thinking. Best one-time investment plans are critical since simply earning money is no longer sufficient in today’s market. You put forth a lot of effort to earn your money. However, that may not be enough for you to live comfortably or achieve your dreams and goals. This is why you put money in the best one-time investment plan with high returns. Money sitting in your bank account is a missed opportunity. To receive a decent return on that money, you should invest it wisely.

What is a one-time investment plan?

A one-time investment plan is a sort of investment in which a lump sum amount is invested in a specific scheme for a set period of time in one go. If you have a large sum of money and a high-risk tolerance, you can invest in a one-time investment plan as an investor.

  • Unit Linked Insurance Plan (ULIP)

ULIP is a type of one-time insurance plan that also includes a portion of the investment. As a result, you can get a life insurance policy and invest in Unit-Linked Insurance Plans based on your risk appetite. It has a five-year lock-in term and allows you to swap between investment funds a set number of times. The amount contributed to ULIPs can be claimed as tax-deductible under Section 80C.

  • Public Provident Fund (PPF)

The Public Provident Fund is a government-run investment scheme with a 15-year lock-in term. Every year, the income generated on your investment is compounded, resulting in attractive returns at maturity. You can invest a maximum of ₹1,50,000 per financial year, with a minimum of ₹500. You have the option of investing in a bulk sum or on a monthly basis. After five years from the date of the initial investment, partial withdrawals are permitted. You can claim income tax deductions under Section 80C, which has a maximum cap of ₹1,50,000 each financial year if you invest in PPF.

  • Real Estate

For many people, real estate has long been the preferred best one-time investment plan. Even now, rates are rising, making real estate a profitable investment. When compared to other financial instruments, most people believe it is a safer alternative.

  • Fixed Deposits (FD)

Bank fixed deposits are the most popular low-risk best one-time investment plan with high returns in India. The returns are guaranteed, allowing you to invest for longer periods of time. Even though the interest rates are lower than those offered by other investments, many people prefer it. The FD’s interest rate can be configured to be paid monthly, yearly, weekly, or even daily.

There are numerous one-time investment plans with high returns available on the market, each tailored to a specific goal and risk profile. Every investor is different, and the ideal investment for you is determined by your time horizon, the amount of capital you are ready to invest, your risk tolerance, and your willingness to diversify your portfolio. Fortunately, there are plenty of resources available to assist you in finding your investing match. To find the top mutual funds in India, you can use online platforms or even seek professional advice!

Kotak e-Invest

In this policy, the investment risk in the investment portfolio is borne by the policyholder.


  • Return of Mortality Charges*$
  • Enhanced Protection
  • Multiple Plan Options
  • Zero Premium Allocation Charges
  • Tax Savings^

Ref. No. KLI/22-23/E-BB/521


Browse our library of resources

- A Consumer Education Initiative series by Kotak Life

Similar Articles

4 Important Tips to Maximize Gains with ULIP Investments

How to Manage Inheritance Money?

How to Manage Your Portfolio Like a Professional?

ULIP Investment Strategy: Top Tips to Improve Your ULIP Gains

ULIP as an Investment for Your Child

How to Make Your Financial Portfolio?

How Do One-Time Investment Plans Work?

Best Investment Options in India in 2022

What's Better for Your Child's Education? Child Plans or Mutual Funds?

What is a Savings Plan and What are is Benefits?

Top 6 Investment Plans Available in India

Difference Between Guaranteed Savings Plan and Guaranteed Income Plan

Which is Better – FD, Mutual Fund, SIP, or ULIP?

Which is a Better Investment - Mutual Funds Or ULIP?

Why Should Parents Invest in Endowment Plan?

How to Plan your Investment to Achieve Periodic Financial Goals?

Do You Know the Difference Between Savings and Investment?

Learn About Safe Investments with High Returns in India

Customising investments to manage your wealth

What is the Importance of Saving Money?

How is Compoud Annual Growth Rate (CAGR) Calculated in ULIP?

Short Term and Long Term ULIP Plans for Wealth Creation

Why Should You Invest in Term Insurance And ULIP?

What are the Best Investment Options For Females?

What are Mutual Funds?

Savings Plan for Grandchildren

What are the Best Investment Options for Young Adults?

What are the Best Investment Options for Beginners or Amateur Investors in India?

Different Types of Endowment Plans

Who Should Invest in Savings Plan?

Importance of Portfolio Management

How to Increase Net Worth Along with Family Protection

How to Fulfil Your Financial Goals in the Next 10 Years?

Why ULIP is Better Investment for Long-Term Wealth Creation?

Is This The Right Time To Invest In ULIP? Why or Why Not?

4 Benefits of ULIP Fund-Switching Feature

Things to Know Before Buying an Endowment Plan

Important Questions You Must Ask Yourself When Buying a ULIP Plan

What are the Best Investment Options for Students in India?

3 Tips to Buy Guaranteed Savings Plan

Are Gains from ULIP Sale Taxable?

Asset Allocations in ULIP - Know the Top Benefits

Complete Savings Plan for Low Income Earners

Why Do You Need A ULIP Plan - All You Need To Know

How To Diversify Portfolio In 2022?

How to Plan Your Child's Education - A Step by Step Guide

Endowment Plan vs Fixed Deposit?

Debt ULIPs vs. Debt Mutual Funds: What's the Difference?

Why Should You Consider Guaranteed Savings Plan for Long-Term Investment?

Learn About Safe Investments with High Returns in India

Difference Between Passive and Active Investing

How to Plan Savings from Salary?

Planning Financial Goals and Objectives of Financial Planning

ULIP Plan as a Gift

Early Investing and the Power of Compounding

ULIP vs FD - Which is Better and Why?

Beginner's Guide to Wealth Creation: Meaning, Strategies, & Importance

What is better - Guaranteed Savings Plan or Fixed Deposit?

Top 10 Investment Strategies to Create Wealth

Benefits of ULIP as a Child Insurance Plan

Building wealth through regular investing

Basics of Guaranteed Savings Plan

What are Tax-Deferred Savings Plans?

How to Cancel ULIP Policy?

What are Some of the Safest Investment Options in India?

What are Deferred Savings Plans?

उच्च रिटर्न प्राप्त करने के लिए सर्वश्रेष्ठ इन्वेस्टमेंट विकल्प

What is Fund Switch in ULIP? And ULIP Fund Switching Techniques

Factors Affecting Stock Markets

ULIP Benefits You Can Avail from Early Investing

Best Investment Options to Cover Your Child's Education

How Does an Endowment Plan Work?

Can ULIP Help in Achieving Short-Term Financial Goals?

Investment Options for NRIs in India

Investments Options to Buy a house in India

Successful Financial Planning for Urban Women

What is ULIP Renewal?

Top 5 Investment Options in 2022 for Healthy Returns

How To Track ULIP Performance?

Which are the Best Investment Plans for Indian Senior Citizens in 2022?

Difference Between Guaranteed Savings Plan and ULIP

Top 5 Principles That Need to be Followed for Wealth Creation

How Much Wealth Can You Create from ULIP in 10 years?

Planning for Your Child's Higher Education? Explore These Investment Options

Are Money Back Policies Helpful? A Complete Guide

Safe Investment Options with High Returns for FY 2018-19

Why is Portfolio Diversification Important? How to Diversify Your Portfolio?

Best Long-Term Savings Plans in India in 2022

What are the Best Short-Term Investment Plans with High Returns?

Receiving regular payouts at various stages of life

How to Start Saving Money in 10 Simple Ways?

Creating a second source of income with life insurance

How Can a Legal Nominee Claim ULIP Benefits are the Policyholder’s Death?