Close
Close

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term

Protect Your family’s financial future with Kotak e-Term. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Lifetime Income Plan

Retirement years are the golden years of life. Know more

Close

Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Best Guaranteed Returns Investment Options to Meet your Financial Goals

Check high-interest rate investments to get the most return in a certain period. Here are the top best 5 guaranteed return investment plans to meet your financial goals.

  • Dec 07, 2022
  • 2,916 Views

People of all ages are concerned with finding the best investment plan with significant returns. However, while accumulating money is crucial for a financially secure future, you can only make it partially on savings.

You need a solid insurance plan with guaranteed returns that grows your money over the years. And your risk tolerance, investment horizon, financial objectives, and liquidity requirements should be the pointer considered for that.
You need to undergo deep research and study to find high-interest rate investments to get the most return in a certain period with the least amount of risk. The article will highlight the top 5 guaranteed return investment plans available.

The top 5 Guaranteed Returns Investment Options

Investment plans with guaranteed returns include tools that provide fixed returns, as the name implies. People favor investment safety over huge profits, and therefore, they should choose the best investment plan with high returns.

Setting time-bound goals enable you to increase your money over time with guaranteed returns. Here is a handful of the best insurance plan with guaranteed returns:

Unit Linked Insurance Plans (ULIPs)

The life insurance policies known as ULIP offer complete life coverage and a long-term path to wealth growth based on market-linked returns. It assists you in achieving your long-term goals by acting as an investment and a life insurance policy. Depending on your risk tolerance, you can choose to invest in equities, debt, or a mix of the two. Additionally, you can invest in ULIP to reduce taxes on your hard-earned money under the Income Tax Act of 1961.

National Pension System (NPS)

The best investment choice for assured returns is NPS, a government-sponsored retirement program. It was developed to assist people in securing their retirement. Here, subscribers can make a defined contribution toward their savings goals and use their accrued pension to buy a life annuity from a life insurance provider certified by PFRDA. The applicant only needs to open an account and select their investment options to participate in this low-cost pension program.

Public Provident Fund (PPF)

PPF is a high-interest rate investment saving scheme offered by India’s government to provide everyone with a secure post-retirement life. It was first introduced in 1968, and since then, it has emerged as one of the most potent tools due to its combination of safety, return and tax savings. It has multiple investor-friendly features and associated benefits, including stable returns and low risk. It is one of the most popular investment options since the government of India guarantees the investment and makes it one of the safest long-term investments.

National Savings Certificate (NSC)

The NSC is a fixed-income investment strategy that, like fixed-income instruments, offers guaranteed interest and complete capital protection. The government of India is providing it to encourage those with low or average incomes to invest. While other investment options require a minimum investment into the program, the National Savings Certificate (NSC) requires getting certificates in various denominations. Based on the specified interest rate, NSC receives fixed returns. Even though the interest compounds annually, it is only paid out when the loan matures.

Senior Citizen Savings Scheme (SCSS)

For those older than 60, SCSS is the best investment plan with high returns supported by the Indian government. Long-term savings are made possible by this attractive alternative, which also provides unparalleled security and appealing features. It came into the picture with the primary objective of giving Indian seniors a steady income after they turn 60. The program offers people the best investment plan with high returns and includes several security elements. The SCSS scheme is available worldwide at post offices and accredited banks.

An insurance plan with guaranteed returns includes tools that provide fixed returns, as the name implies. Individuals should clearly consider all the factors while choosing high-interest-rate investments.

Doing this will ensure that your life, even after retirement, is one of comfort rather than tension. In addition, with investment plans, your financial portfolio will be more diversified, low-risk, and safe in case of medical emergencies. It is advisable to understand the different types of investment options before opting for the one that suits your family the most.

In this policy, the investment risk in the investment portfolio is borne by the policyholder.

Kotak e-Invest

Download Brochure

Features

  • Return of Mortality Charges*$
  • Enhanced Protection
  • Multiple Plan Options
  • Zero Premium Allocation Charges
  • Tax Savings^

Ref. No. KLI/22-23/E-BB/521

T&C

- A Consumer Education Initiative series by Kotak Life

Similar Articles

Top 5 Investment Options in 2022 for Healthy Returns

What are Mutual Funds?

What are the Best Investment Options for Young Adults?

What is Fund Switch in ULIP? And ULIP Fund Switching Techniques

What is Money Management? Definition & Example

Corporate Bonds: Meaning, Types & Benefits

How is the Compound Annual Growth Rate (CAGR) Calculated in ULIP?

यूलिप के फायदे (Benefits of ULIP in Hindi)

Things to Know Before Buying an Endowment Plan

Best Investment Options to Cover Your Child's Education

What are Some of the Safest Investment Options in India?

How to Calculate Your ULIP Returns?

What is a Child Money Back Plan, and How Does it Work?

What is the Importance of Saving Money?

How Can a Legal Nominee Claim ULIP Benefits are the Policyholder’s Death?

What are loyalty additions, and how do they work in a ULIP?

Investment Options for NRIs in India

Which is Better – FD, Mutual Fund, SIP, or ULIP?

Safe Investment Options with High Returns for FY 2018-19

ULIP Investment Strategy: Top Tips to Improve Your ULIP Gains

What is ULIP and Its Benefits?

What is the Time Value of Money (TVM)?

What Is Financial Planning?

Got a Salary Hike? Here’s How to Plan your investment further

Rate of Interest on Different Investment Plans in India

What are the Best Investment Options For Females?

Short Term and Long Term ULIP Plans for Wealth Creation

Why ULIP is Better Investment for Long-Term Wealth Creation?

What is Compound Interest, And How Do I Calculate it?

Important Questions You Must Ask Yourself When Buying a ULIP Plan

Factors Affecting Stock Markets

Learn About Safe Investments with High Returns in India

यूलिप प्लान में परिपक्वता लाभ क्या हैं: फंड वैल्यू सम एश्योर्ड या ओनली फंड वैल्यू?

Different Types of Endowment Plans

What are the Best Investment Options for Students in India?

Creating a second source of income with life insurance

How to Manage Inheritance Money?

How to Plan Your Child's Education - A Step-by-Step Guide

ULIP as an Investment for Your Child

How To Diversify Portfolio In 2023?

How to Choose the Best ULIP Plans to Invest in 2022?

Top 10 Investment Strategies to Create Wealth

How to Plan your Investment to Achieve Periodic Financial Goals?

What are the Best Investment Options for Beginners or Amateur Investors in India?

ULIP vs FD - Which is Better and Why?

What are Financial Assets & their types?

What are Tax-Deferred Savings Plans?

Can ULIP Help in Achieving Short-Term Financial Goals?

ULIPs: Suitable for all

Difference Between ULIP and Endowment Plan?

उच्च रिटर्न प्राप्त करने के लिए सर्वश्रेष्ठ इन्वेस्टमेंट विकल्प

Customising investments to manage your wealth

How to Plan Savings from Salary?

How to Use Recurring Investment Strategies to Build Wealth?

What is Direct Investment and its Types?

Is the ULIP Policy Surrender Value Taxable?

Top 10 Investment Plans Available in India

How Much Wealth Can You Create from ULIP in 10 years?

How to Manage Your Portfolio Like a Professional?

What is Equity Mutual Funds: Meaning, Types & Benefits

Why Should You Build an Emergency Fund?

Does Rupee Cost Averaging Work In Unit-Linked Insurance Plans?

Are Investment Returns Guaranteed in a ULIP?

Investments Options to Buy a house in India

Benefits of ULIP as a Child Insurance Plan

How to Make Your Financial Portfolio?

Long Term Savings Plan - Best Savings Investment Plans in India

Why Do You Need A ULIP Plan - All You Need To Know

ULIP Capital Gain Tax: Check Tax Norms for Capital Gain on ULIPs

उच्च रिटर्न प्राप्त करने के लिए सर्वश्रेष्ठ इन्वेस्टमेंट विकल्प

ULIP Benefits You Can Avail from Early Investing

Importance of Portfolio Management

Endowment Plan vs Fixed Deposit?

How to Cancel ULIP Policy?

What are the Advantages and Disadvantages of ULIP?

Do You Know the Difference Between Savings and Investment?

Why Should You Consider Guaranteed Savings Plan for Long-Term Investment?

6 Important Tips to Maximize Your Gains with ULIP Investments

How To Track ULIP Performance?

Why Should I Invest in ULIP?

What is ULIP Renewal?

Difference Between Guaranteed Savings Plan and ULIP

How Is ULIP Different from Other Life Insurance Plans? Where Can I Invest - ELSS, ULIP, or PPF?

Everything You Must Know About ULIP Riders

Difference Between Passive and Active Investing

What are the Maturity Benefits in a ULIP Plan: Fund Value Sum Assured or Only Fund Value?

How to Fulfil Your Financial Goals in the Next 10 Years?

Successful Financial Planning for Urban Women

What is a Savings Plan and What are is Benefits?

How To Invest Money In ULIP?

Here's Why it's a Good Time to Explore ULIPs as an Investment

What is SIP Calculator, And How Does it Work?

Best Investment Options in India in 2022

Why Are ULIPs Called Flexible Investments?

Unit-Linked Life Insurance (ULIPs) vs. Term Insurance

ULIP Plan as a Gift

ULIP NAV Meaning & How is the Return Calculated in ULIP

Four Financial Lessons from The Vedas on Living Life to The Fullest

8 Charges in ULIP That You Must Know

What's Better for Your Child's Education? Child Plans or Mutual Funds?

What are the Best Short-Term Investment Plans with High Returns?

ULIPs Investment – A Boon or Bane?

Savings Plan for Grandchildren

Can ULIP Policy be Transferred?

वित्तीय संपत्तियां और उनके प्रकार

Planning for Your Child's Higher Education? Explore These Investment Options

Top 5 Principles That Need to be Followed for Wealth Creation

How Does an Endowment Plan Work?

लॉयल्टी एडिशन क्या हैं, और वह यूलिप में कैसे काम करते हैं?

Why are ULIPs One of the Best Tax Saving Instruments?

Best Investment Plans for Children - Secure Your Child's Future

यूलिप के फायदे और नुकसान क्या हैं?

Which is a Better Investment - Mutual Funds Or ULIP?

A Step-by-Step Guide: How To Make An Investment Plan?

How Do One-Time Investment Plans Work?

Learn About Safe Investments with High Returns in India

Why Should You Invest in Term Insurance And ULIP?

8 Important Tips to Maximize Gains with ULIP Investments

What is NAV in ULIP, and How is it calculated?

Are Gains from ULIP Sale Taxable?

What is ULIP Plan, and How Does it Work?

Why Should Parents Invest in Endowment Plan?

Are Money Back Policies Helpful? A Complete Guide

How to Start Saving Money in 10 Simple Ways?

How Can ELSS Funds Help You Save Tax & Create Wealth?

Why is Portfolio Diversification Important? How to Diversify Your Portfolio?

Planning Financial Goals and Objectives of Financial Planning

The lesser-known facts about ULIP policy that customers should be aware of?

What is a Credit Score and How Can Insurance Help You Improve it?

Best One-Time Investment Plans in India

Asset Allocations in ULIP - Know the Top Benefits

Early Investing and the Power of Compounding

How to Increase Net Worth Along with Family Protection

Receiving regular payouts at various stages of life

Is This The Right Time To Invest In ULIP? Why or Why Not?

What are Index Funds and How Do They Work

Building wealth through regular investing

Which are the Best Investment Plans for Indian Senior Citizens in 2022?

Debt ULIPs vs. Debt Mutual Funds: What's the Difference?

4 Benefits of ULIP Fund-Switching Feature

The Importance of Starting Early: Securing Your Child's Future with a Child Education Plan

Beginner's Guide to Wealth Creation: Meaning, Strategies, & Importance

Which are the Best ULIP Plans in India for Children?