Kotak e-Term Plan
Protect Your family’s financial future with Kotak e-Term Plan.
Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and insurance in one premium.
Insurance and investment in one plan with Kotak e-Invest.
Kotak Health Shield
Insurance against medical expenses related to heart, brain, liver and Cancer.
A Life Insurance Plan
Life is uncertain. Unfortunate events like an untimely death of the breadwinner can put a family at a great risk of being financially insecure. The Kotak Term is a pure risk cover plan and an economical means of providing an adequate level of financial protection. In this plan, the life cover amount (sum assured) is paid to the beneficiary in case of the unfortunate death of the life insured. As a result, the family of life insured is well cushioned financially even if the life insured is no longer around to provide.
Get a high level of protection at a nominal cost. The plan further provides preferential rates for female lives.
Whether you prefer a single premium payment mode or the regular option of premium payments over the policy years, we have the right solution for you. If you opt for the regular mode, you still have the choice of yearly, half-yearly, quarterly or monthly premium payment. You get a high level of flexibility in paying premiums.
Flexibility to convert Kotak Term plan to a policy of any other plan* offered by Kotak Life Insurance (except for another term plans) before the last 5 years of the policy term to suit your needs. *Subject to the product specific conditions.
Enhance your protection further with optional riders. Kotak Critical Illness Plus Benefit Rider (CIP): The Rider Sum Assured shall be payable on admission of a claim on any one of the 37 covered critical illness, subject to terms and conditions. Kotak Accidental Death Benefit (ADB):Lump sum benefit paid upon accidental* death Kotak Permanent Disability Benefit(PDB):Payout in installments upon admission on becoming disabled due to accident. * An accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means. No riders available for Single Premium in base plan. For more details on Riders and exclusions please refer to the Individual Rider Brochure before concluding the purchase.
Annual Premium – Min: Rs. 2,000
Max: Based on Sum Assured
Single Premium – Min: Rs. 12,000
Max: Based on Sum Assured
In case of death of the life insured due to accident, rider sum assured will be paid in addition to the death benefit under the base plan.Download
In case of life insured being permanently disabled due to accident, benefit is paid in installments.Download
Rider Sum Assured shall be paid in part or whole, in case the Life Insured is diagnosed with any of the 37 Critical Illnesses (subject to terms and conditions)Download
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Send a "Hi" to 93210 03007, from your registered mobile number.
Call our toll free number and our representative will help you buy the most suitable plan.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections.Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
This is a non-unit linked, non-participating, term plan.For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.For more details on riders please read the Rider Brochure.
Kotak Term Plan UIN No.: 107N005V05, Form No. N005, ADB: 107B001V02, Form No: B001, PDB: 107B002V02, Form No. : B002, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V01, Form No. B020. Ref. No.: KLI/19-20/E-WEB/527.
This is a non-unit linked, non-participating, term plan. For more details on risk factors, terms and conditions,please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.
Reg No. 107
CIN : U66030MH2000PLC128503
8th Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 209 8800 (8 am to 10 pm)
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
Your well-being provides comfort, happiness and security to your family and you would want your family’s future to be secured at all times. Your presence provides them with an envelope of security at all times. Should your absence mean anything less? Presenting Kotak Saral Jeevan Bima – a pure risk cover plan that provides protection to your loved ones.Know more
Get protected at less than Rs.19/day with Kotak e-Term Plan. Our term insurance plan combines best-in-class features & comprehensive coverage with high level of protection. Visit to know more!Know more