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Kotak e-Invest Plus

Insurance and Investment in one plan.

Kotak T.U.L.I.P

A plan that works like a term plan, and Earns like ULIP Plan

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Terms & Conditions:

For ARN No. KLI/25-26/E-WEB/2247

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

1The first twelve switches in a policy year are free. For every additional switch thereafter, Rs. 250 will be charged.

^Kotak Mid Cap Advantage Fund SFIN No.: (ULIF054150923MIDCAPFUND107) aims to maximize opportunity for long-term capital growth, by holding a significant portion in a diversified and flexible mix of medium and small sized company equities. Past performance is not indicative of future performance. The returns shown are on CAGR basis as on 31st December 2025 on kotaklife.com. Please click the link to know more: link

Kotak Mid Cap Advantage Fund can be availed under the following products:

Kotak e-Invest Plus: UIN: 107L137V02

This is a non-participating unit-linked life insurance individual savings product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

Kotak T.U.L.I.P UIN: 107L131V03

This is a non-participating unit linked Life Insurance individual savings product. This product is available for sale through online mode. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

Kotak Wealth Optima Plan UIN: 107L118V03.

This is a non-participating unit-linked life insurance individual savings product. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.

Kotak T-ULIP Nxt, UIN.: 107L138V01

This is a non-participating unit-linked life insurance individual savings product. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.

Kotak Invest Maxima UIN: 107L073V05.

This is a non-participating unit-linked life insurance individual savings product. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

Linked Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in linked insurance policies are subject to investment risks associated with capital markets. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Kotak Mahindra Life Insurance Company Ltd. is only the name of the Insurance Company and Kotak e-Invest Plus, Kotak T.U.L.I.P, Kotak Wealth Optima Plan, Kotak T-ULIP Nxt, Kotak Invest Maxima are only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects and returns. Please know the associated risks and the applicable charges (along with the possibility of increase in charges), from your Insurance Agent or Intermediary or policy document of the insurer. All benefits payable under the Policy are subject to the Tax Laws and other financial enactments, as they exist from time to time.

Kotak Mahindra Life Insurance Company Limited. Reg No. 107; CIN: U66030MH2000PLC128503; Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051 | Website: Kotak life | WhatsApp: 9321003007 | Toll Free: 1800 209 8800|ARN No. KLI/25-26/E-WEB/2247

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Limited under license.

For KLI/25-26/E-WEB/2496

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak e-Invest Plus; UIN - 107L137V02. This is a non-participating unit-linked life insurance individual savings product. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.

  • Linked Insurance products are different from the traditional insurance products and are subject to the risk factors.
  • The premium paid in linked insurance policies are subject to investment risks associated with capital markets. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • Kotak Mahindra Life Insurance Company Ltd is only the name of the Life Insurance Company and Kotak e-Invest Plus is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
  • The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
  • Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.

αTax benefit of 46,600 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C. Tax benefit is applicable as per the Income Tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from Tax Advisor.

VStarting from end of 6th Policy year, till maturity or death whichever is earlier, 3% of Annual Premium is infused into the Fund at the end of each policy year.

2The first twelve switches in a policy year are free. For every additional switch thereafter, Rs. 250 will be charged.

1The first four withdrawals are free in this plan. For each partial withdrawal thereafter, Rs. 250 will be charged. Partial Withdrawal charges is not applicable for systematic withdrawal feature under Retirement Income option.

Kotak Mahindra Life Insurance Company Limited. Reg No. 107; CIN: U66030MH2000PLC128503; Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051 | Website: www.kotaklife.com | WhatsApp: 9321003007 | Toll Free: 1800 209 8800|ARN No. KLI/25-26/E-WEB/2496

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Limited under license.