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BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS.

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Assured Savings Plan UIN: 107N081V04, Form No: N081.

This is a savings-cum-protection oriented non-participating endowment assurance plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.

Guaranteed^ Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly1 Additions plus Guaranteed Loyalty2 Addition.

^Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force.

1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium# paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death.

#Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any.

2Guaranteed Loyalty Additions is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term.

Ref No - KLI/22-23/E-BB/1044

@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly1 Additions plus Guaranteed Loyalty2 Addition. 1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium# paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death. #Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. 2Guaranteed Loyalty Addition is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term.

Ref No - KLI/22-23/E-BB/1045

@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly1 Additions plus Guaranteed Loyalty2 Addition. 1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium# paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death. #Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. 2Guaranteed Loyalty Addition is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term.

Ref No - KLI/22-23/E-BB/1187

@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly1 Additions plus Guaranteed Loyalty2 Addition. 1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium# paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death. #Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. 2Guaranteed Loyalty Addition is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term. ^You may avail of tax benefits as per Income Tax Act, 1961, Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details.

Ref No - KLI/22-23/E-BB/1215

This is a savings-cum-protection oriented non-participating endowment assurance plan. For sub-standard lives, extra premium may be charged based on Kotak Life Insurance’s underwriting policy. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. ~The above Rate of Returns is for a 18 year male for an annual premium of Rs. 10,00,000 and the Policy Term chosen is 18 years and Premium Payment Term of 6 years. Guaranteed Maturity Amount is Rs. 1,58,32,699 and Basic Sum Assured of Rs. 1,26,36,338. Channel type is Online. The illustration an extract of a separate, more detailed benefit illustration. The premium figures are exclusive of Goods and Services Tax and Cess, as applicable. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.

Ref No - KLI/22-23/E-BB/1292

@Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly1 Additions plus Guaranteed Loyalty2 Addition. 1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium# paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death. #Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. 2Guaranteed Loyalty Addition is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term. ^You may avail of tax benefits as per Income Tax Act, 1961, Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details.

Ref No - KLI/22-23/E-BB/1316

Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly1 Additions plus Guaranteed Loyalty2 Addition. 1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium# paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death. #Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. 2Guaranteed Loyalty Addition is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term. ^The above illustration is for an 18-year-old healthy male, non-smoker who is willing to invest Rs. 5,000 per month and will pay for 10 years for this policy; where the policy term is 15 years, the basic sum assured is Rs. 5,97,704. The premium is assuming the policy is bought Online. The above premium figures are exclusive of Goods and Services Tax and Cess. Goods and Services Tax and Cess thereon shall be charged as per the prevalent tax laws over and above the said premiums.

Ref No - KLI/22-23/E-BB/1317

Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly1 Additions plus Guaranteed Loyalty2 Addition. 1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium# paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death. #Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. 2Guaranteed Loyalty Addition is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term. ^The above illustration is for an 18-year-old healthy male, non-smoker who is willing to invest Rs. 7,000 per month and will pay for 10 years for this policy; where the policy term is 15 years, the basic sum assured is Rs. 8,53,034 and guaranteed maturity benefit is Rs.14,61,141. The premium is assuming the policy is bought Online. The above premium figures are exclusive of Goods and Services Tax and Cess. Goods and Services Tax and Cess thereon shall be charged as per the prevalent tax laws over and above the said premiums.

Ref No - KLI/22-23/E-BB/1318

Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly1 Additions plus Guaranteed Loyalty2 Addition. 1Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium# paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death. #Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. 2Guaranteed Loyalty Addition is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term. ^The above illustration is for an 18-year-old healthy male, non-smoker who is willing to invest Rs. 10,000 per month and will pay for 10 years for this policy; where the policy term is 15 years, the basic sum assured is Rs. 12,18,620 and guaranteed maturity benefit is Rs. 20,87,344. The premium is assuming the policy is bought Online. The above premium figures are exclusive of Goods and Services Tax and Cess. Goods and Services Tax and Cess thereon shall be charged as per the prevalent tax laws over and above the said premiums.

Kotak Mahindra Life Insurance Company Ltd. Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C-12, G-Block, BKC, Bandra (E), Mumbai-400 051. Website: www.kotaklife.com|WhatsApp: 9321003007 | Toll Free No.: 1800 209 8800.

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.