Kotak e-Term Plan
Protect Your family’s financial future with Kotak e-Term Plan.
Kotak Assured Savings Plan
A plan that offer guaranteed returns and financial protection for your family.
Kotak Guaranteed Savings Plan
A plan that offers long term savings and insurance in one premium.
Insurance and investment in one plan with Kotak e-Invest.
Our representative will get in touch with you at the earliest.
Note: “In this policy, the investment risk in investment portfolio is borne by the policyholder.”
Gratuity is one of the vital aspects of employee benefits, that helps you retain the best of talent. But with increasing salaries and tenure, gratuity liability might also increase. You can relieve the liability with a comprehensive and effective gratuity plan that can help you reduce business costs and meet the funding needs to make gratuity payments. Kotak Gratuity Group Plan (KGGP) - a Unit-linked Group Gratuity Plan that will not only help you fund for the gratuity obligation systematically & effectively but will also help you release resources for your core business activities. It can help you avail tax benefits as applicable to approved gratuity funds as well.
Investing your Gratuity fund in a unit linked investment portfolio exposes you to a variety of market instruments. This plan enables you to reward your employees without putting a financial stress on your core business in the long run
For fund sizes above the prescribed limits, additional units will be added to the schemes regularly, and the percentage addition will vary by fund size at the beginning of the calendar month.
This plan offers 7 fund options to choose from suiting your risk appetite and investment objective.
Apart from Gratuity benefit, employees are entitled to life insurance coverage that will be payable to their families in the unfortunate event of the death.
Gratuity settlement for retirement/resignation/ (as the case may be) will be settled as per the Trust Rules:
Note : Tax benefits are subject to change in the tax laws. You are advised to consult your tax advisor for details.
Kotak Gratuity Group Plan UIN: 107L010V07, Form No: L010; Ref. No.: KLI/17-18/E-WEB/728
Kotak Mahindra Life Insurance Company Ltd.,
Reg No. 107
CIN : U66030MH2000PLC128503
8th Floor, Plot # C- 12, G- Block, BKC,
Bandra (E), Mumbai - 400051
Toll Free: 1800 120 7856 (8 am to 10 pm)
SMS KLIFE to 5676788 Toll Free No. - 1800 209 8800
This is a non-participating, unit-linked, group gratuity plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI clarifies to public that
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. (formerly known as Kotak Mahindra Life Insurance Company Ltd.) under license.
This is a Group Unit Linked Plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. Tax benefits under the policy may be as per the prevailing Income Tax laws. Tax laws are subject to amendments from time to time and interpretations. Employers are advised to consult their tax consultant.Know more
Kotak Leave Encashment Group Plan is designed to cater to the needs of employees’ leave encashment liabilities increasing over a period of time.Know more
Kotak Gratuity Plus Group Plan is a unit-linked group gratuity plan that helps you fund for the gratuity obligation systematically & effectively and release resources for your core business activities.Know more
Kotak Secure Return Employee Benefit Plan caters to the needs of employers, trustees, state governments, central government, PSUs to plan for funding group members' benefit schemes.Know more
Kotak Group Secure Capital Plan is a Non-Participating, Guaranteed Unit Linked Fund Based Group Life Insurance Plan. It enables Employers /Trusts to manage funds under their employee benefit schemes like Gratuity, Leave Encashment, Superannuation (Defined Contribution and Defined Benefit) and Post-Retirement Medical Schemes (PRMS) in an efficient manner. As an employer, this plan will help you to design an optimal retirement benefits for your employees and in turn increase employee retention.Know more