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Kotak e-Term

Protect Your family’s financial future with Kotak e-Term. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Lifetime Income Plan

Retirement years are the golden years of life. Know more


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Insuring Against Disability With Disability Insurance Rider

Life is uncertain and an unfortunate disability can get in the way of the happiness of your family. Life insurance is one of the ways to shield your family from such situations.

  • Nov 15, 2016

Be empowered to take care of your family in case of disability

You work relentlessly for the happiness of your family, and your ability to earn plays a big role in fulfilling theirs dream. But life is uncertain and an unfortunately disability can get in the way. Life insurance is one of the ways to shield your family from such situations and help them celebrate the joys of life.

A Life Insurance Plan can let you:

Provide financial security that can help your family meet their day to day expenses

Provide them a lump sum amount at regular intervals so that they have enough financial support during vital events like children’s higher education, marriage etc.

Provide financial support for your medical expenses

Make sure that your family continues to live the dream you had seen for their happiness

An ideal plan should offer the following:

Waiver of premium on permanent total disability

Life cover of Rs. 1 crore at just Rs. 13.97* per day

Choice of recurring or immediate payout

Quick and hassle free buying experience

Kotak Life Insurance offers multiple choices that act as a cushioning for your family in difficult times. Ensure that you make the choices that help your family lead a comfortable life even in your absence.

Kotak e-Term

Download Brochure


  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

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