Insuring Against Disability With Disability Insurance Rider

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term Plan

Protect Your family’s financial future with Kotak e-Term Plan. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more


Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

Kotak e-Term Plan

Insuring Against Disability With Disability Insurance Rider

Life is uncertain and an unfortunate disability can get in the way of the happiness of your family. Life insurance is one of the ways to shield your family from such situations.

  • Nov 15, 2016

Be empowered to take care of your family in case of disability

You work relentlessly for the happiness of your family, and your ability to earn plays a big role in fulfilling theirs dream. But life is uncertain and an unfortunately disability can get in the way. Life insurance is one of the ways to shield your family from such situations and help them celebrate the joys of life.

A Life Insurance Plan can let you:

Provide financial security that can help your family meet their day to day expenses

Provide them a lump sum amount at regular intervals so that they have enough financial support during vital events like children’s higher education, marriage etc.

Provide financial support for your medical expenses

Make sure that your family continues to live the dream you had seen for their happiness

An ideal plan should offer the following:

Waiver of premium on permanent total disability

Life cover of Rs. 1 crore at just Rs. 13.97* per day

Choice of recurring or immediate payout

Quick and hassle free buying experience

Kotak Life Insurance offers multiple choices that act as a cushioning for your family in difficult times. Ensure that you make the choices that help your family lead a comfortable life even in your absence.

Kotak e-Term Plan

Download Brochure


  • Nominal Cost
  • Multiple Plan Options
  • Flexible Payout Options
  • Critical Illness Rider
  • Tax Savings
  • Long term Coverage

Ref. No. KLI/22-23/E-BB/492


- A Consumer Education Initiative series by Kotak Life

Similar Articles

Term Vs. Whole Life Insurance: Which One You Should Buy in India?

Term Plans are Definitely Cheaper than You Think!

Can Senior Citizens Avail Term Insurance?

Why does every working women need life insurance?

Is It Good To Buy A Term Insurance Plan In 2022?

How to Compare Term Insurance Online

Why Should You Buy Term Insurance in 2022?

Eligibility Criteria for Buying Term Insurance in India

8 Factors to consider before choosing a Critical Illness Insurance

Side Effects of Covid-19 Booster Doses

All about Online Income Tax Calculator

Why Buy Term Insurance Plan With a High Cover?

Term Insurance: What Happens When You Don’t Pay Your Premiums?

Planning For Son or Daughter's Wedding

Ensure Protection Against Death, Disease & Disability With Life Insurance

जीवन बीमा पॉलिसी लेने की प्रक्रिया क्या है?

Busting Myths and Facts About Term Insurance Policies

Should Youngsters, Working Couples Buy Term Insurance Plans?

Is ₹1 Crore Term Insurance Good Enough Cover?

भारत में गृहणियों के लिए टर्म इंश्योरेंस

Tips to Choose the Right Term Period for Term Insurance Plan

Different Types of Premiums in Term Insurance?

Top 3 Reasons Why You Should Buy A Term Plan Now

Planning For Children's Future

Term Plan with Spouse Cover

Term Insurance: Most Common Term Insurance Myths Explained | Kotak Life

Reasons You Need Term Insurance Plan as a Self-Employed Person

How Does Term Life Insurance Work? Learn the Benefits

5 Reasons to Buy Term Insurance When You are in Your 30s

4 Methods to Calculate How Much Term Insurance You Need

Can Term Insurance Plans Be Purchased As A Gift?

Difference between Section 80C and 80CCC of the Income Tax Act, 1961

Insuring yourself against Ill Health with a Critical Illness Rider

Why Buying a Term Plan Is Smarter Than Traditional Life Insurance Products

5 Things To Consider While Buying Term Insurance Plan

Term Insurance with Critical Illness

Does Term Insurance Cover Accidental Death?

What Is the Correct Age to Buy Term Insurance?

9 Ways to Help Family Members in Financial Trouble

Is Term Life Insurance Plan an Investment or Expense?

Why Should You Add a Rider to a Term Insurance Plan?

Calculating Term Insurance Premium

What Should You opt for - Limited or Premium Pay?

Why You Must Include In Your Financial Planning?

Should You Buy a Term Plan After 40?

Term Insurance Calculator - Everything You Need To Know

Is it a Good Time to Buy Term Insurance During the COVID-19 Pandemic?

Ideal Features of a Suitable Term Plan - Act Now for a Stress-free Future

How To Choose the Right Term Insurance Plan?

What is Form 16, Form 16 part A, Form 16 part B, Information Required and FAQs

Term Insurance With Riders In India

Make Your Online Term Plan Your Family's Monthly Pay Cheque

All About Term Insurance Inbuilt Coverage

While Buying Term Insurance Compare Features, Not Just Premiums

What are the Documents Required for Term Insurance Plan?

Why Term Plan Should Be The First Step To Securing Your Future?

What is a term insurance plan with a return of premium, and how does it work?

How To Calculate The Amount Of Term Life Insurance You Need?

What Happens to Term Insurance Plan With No Beneficiary - Kotak Life

Term Insurance Plans and Policies for Smokers

Zero Cost Term Insurance Plan: What is & Should you buy it?

Make Your Online Term Plan Your Familys Monthly Payout

Is term Insurance Needed for People With No Dependents?

Can A Housewife Buy a Term Insurance Plan - All You Need to Know

How To Change The Nominee in Term Insurance?

How to Identify Term Insurance According to Your Needs?

Importance of Term Insurance at Every Stage of Your Life

Term Life Insurance Plan for Smokers vs Non-Smokers

Gift Your Father A Term Insurance Plan This Father's Day

Are The Add-ons and Optional Features of Term Insurance Plans Actually Beneficial?

कोविड -19 बूस्टर खुराक के दुष्प्रभाव

4 Reasons Why You Need Critical Illness Cover

Do I Need to Give a Medical Test for Term Insurance in India?

भारत में जीवन बीमा कितने प्रकार के होते हैं?

Is Life Insurance Investment Worthy Enough

Which Death Type Does Your Term Plan Not Cover?

Can I Extend the Tenure of My Term Insurance Plan?

Why Surrendering Your Term Plan Policy In The Final Phase Maybe A Bad Idea?

Tax Benefits of Term Insurance in India

Term Insurance Basics You Should Know

Steps on How to Buy Term Insurance Online

Should you buy a Renewable Term Life Policy?

How Much Cover Should I Take In A Term Plan?

Insuring Protection Against Death With Death Insurance Rider

Do Beneficiaries Pay Taxes on Term Insurance?

Advantages of Buying Term Insurance in Your 50s

Why Married People Should Buy Term Insurance Under MWP Act?

5 Benefits of Early Retirement Planning

How To Choose the Right Sum Assured Under a Term Plan?

What are incremental term insurance plans?

What is the Right Term Period For Term Insurance Policy? Here's How You Should Choose!

How Not To Get Your Term Insurance Claim Rejected

Key Differences Between Term Insurance, ULIPs, And Health Insurance

6 Types of Death not covered in Term Insurance Plan

Comparing Term Plans – What Should You Look Out For

What Types of Deaths Are Covered in a Term Insurance Plan?

Can I Make Changes to My Term Insurance Policy Post Purchase?

Insurance Policy for Housewife In India

Buying A Term Insurance? Don't Ignore the Claims Settlement Ratio

What Are Insurance Riders and How to Choose Them in a Term Plan?

Protection for your family

Does Your Term Insurance Plan Cover Death Due to COVID-19?

What are the Tax Benefits of Sukanya Samriddhi Yojana (SSY)?

Why Should You Not Take A Term Plan Without Medical Test in India?

How do I Calculate My Term Insurance Premium

What is a short term insurance policy?

9 Point Guide on how to File Income Tax Return Online

Everything About Claim Settlement Ratio for Term Insurance

Choosing Riders for Insurance Plans

10 Ways to Get Your Kids Involved in Your Healthy Lifestyle

10-Year Term Life Insurance Policy - Explained in Detail

What Is a Passive Income? Why Should You Use It to Buy a Term Plan?

Why 1 Cr Term Plan Is Necessary For Family?

Online vs Offline Term Insurance: Which Is The Better Option To Buy

Why is it important to buy term insurance plan?

Difference Between Term Insurance and Endowment Plan

Buying A Term Insurance Plan? Take These Factors into Account

Different Types of Protection Plans

How to Buy 1 Crore Life Insurance Policy Without Medical Test

Term Insurance Age Limit – Term Plan for All Age Groups

10 Ways to Mentally Refresh After a Stressful Day

What Are the Best Term Insurance Plans for Planning Retirement?

Should you have more than one nominee in your term insurance?

What is Insurance Premium - A Detailed Guide

Can You Increase Your Term Insurance Cover?

Endowment Plans vs Term Plans: Understanding the difference

Is a Term Insurance Policy Portable?

What is Critical Illness Policy?

Know How to Invest at Every Age for Larger Returns

Term Insurance: Smokers vs Non-Smokers

Can I Get Term Insurance on Behalf of My Spouse?

Can I Buy Term Insurance for a COVID-19 Patient?

What Happens if you Hide Facts in your Term Insurance?

9 Tax Changes in Budget 2019 that may Impact Your Personal Financial Planning

Can Non-Resident Indians (NRIs) Buy Term Insurance In India?

Key IRDAI Regulations That Changed Face Of Term Insurance Industry In 2020

How Does A Term Life Insurance Work in India?

Which Term Insurance to Choose: Lump Sum or Staggered Pay-out Plan?

Is There Any Tax Benefit on Term Insurance?

Term Insurance vs Life Insurance: Understand the Difference and Benefits

Why Term Insurance Is Better Than ULIP?

12 Types of Death not covered in Term Insurance Plans

Understanding Term Insurance Riders

Insuring Against Accidents with an Accidental Death Insurance Rider

Increasing Term Insurance and Riders

What Is a Renewable Term Insurance Policy?

How to Ensure That Your Term Insurance Claims Are Never Rejected?

Why Term Insurance Is Important in times of COVID-19?

5 Term Insurance Benefits for Single Women

8 Things To Do After Buying Term Insurance

What All Documents Required For Term Insurance In India?

6 Reasons That Make Term Insurance a Must Buy

How Much Term Life Insurance Cover Do I Need?

How to Surrender Term Life Insurance When You Have No Liabilities?

Why Buy Term Insurance Even at Rising Rates?

3 Things to Consider When Buying Term Insurance, If You are Single

What is Term Insurance? Term Plan Meaning and Definition

9 Most Frequently Asked Questions on Term Insurance

Why should single women purchase term life insurance?

All you need to Know about Term Insurance Plans for housewives

4 Things To Expect From Your Term Insurance Plan in India

When is the Right Time to Buy Term Life Insurance Policy for Yourself?

Why Spending Time with Friends is Essential for Your Mental Health?

Should You Have Multiple Term Life Insurance Policies?

8 Benefits of Term Insurance You Should Know

Why Should New Parents Buy Term Life Insurance?

Is Group Term Life Insurance Provided By Employer Sufficient?

How Much Term Insurance Do I Need

Individual Life Insurance vs. Group Term Life Insurance

What Should Be The Duration Of Your Term Plan in India?

टर्म इंश्योरेंस क्या है? टर्म इंश्योरेंस का मतलब

Advantages & Disadvantages of Term Insurance in India

Form 16, Form 16A, and Form 16B?

Why Premium Amount for Term Insurance is So Low?

Do You Need Term Insurance Cover After Retirement?

Cost of Term Insurance Likely to Increase Soon

What is a Joint Term Insurance Plan? Key Benefits of Joint Term Plan