Close
Close

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term

Protect Your family’s financial future with Kotak e-Term. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Lifetime Income Plan

Retirement years are the golden years of life. Know more

Close

Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query

Thank you

Our representative will get in touch with you at the earliest.

How to E-Verify ITR: A Step-by-Step Guide to Electronically Verify your Income Tax Return

Filing income tax returns is a crucial responsibility for every taxpayer. After filing your return, it is essential to e-verify it to complete the process successfully. E-verification ensures that your ITR is officially accepted by the Income Tax Department and eliminates the need for the physical submission of verification documents.

  • May 29, 2023
  • 4,697 Views

Key Takeaways:

  • Learn different ways to e-verify ITR - Aadhaar OTP, Net Banking, EVC, and more.
  • Hassle-free process, follow step-by-step instructions for a smooth e-verification experience.
  • Verify ITR securely and within the specified time to avoid penalties.
  • Choose from convenient options like Aadhaar OTP, Net Banking, or EVC via email or mobile.
  • E-verification is mandatory for some taxpayers and recommended for all. File ITR electronically and stay compliant.

In this article, we will guide you through the process of e-verifying your ITR using different methods. Whether you are a salaried individual, a self-employed professional, or a business owner, understanding how to e-verify your ITR is essential to comply with tax regulations and avoid any complications.

Why E-Verify ITR?

E-verifying your ITR is a vital step in the income tax filing process. It ensures the authenticity and validity of your return, and it is mandatory for the return to be considered officially filed by the Income Tax Department. Here are some key reasons why e-verification is important:

  • Saves Time and Effort: E-verification eliminates the need for physical submission of documents, saving you time and effort. It allows for a quick and hassle-free process of confirming the validity of your ITR.
  • Reduces Processing Time: E-verification speeds up the processing of your return. Once e-verified, the Income Tax Department can process your ITR promptly, resulting in faster refunds, if applicable.
  • Compliance with Tax Regulations: E-verification ensures compliance with tax regulations and legal requirements. It helps in maintaining accurate tax records and reduces the risk of penalties or scrutiny by tax authorities.

E-Verification Methods

There are several methods available to e-verify your ITR. Let’s explore each method in detail:

1. E-Verify using Aadhaar OTP

E-Verify with Aadhaar OTP is of vital importance in various domains. It enhances identity verification by ensuring efficient and reliable processes. Aadhaar, issued by the Indian government, serves as a robust tool for digital authentication.

E-Verify using Aadhaar OTP streamlines and secures verification, preventing identity fraud and unauthorized access. It promotes transparency, trust, and accountability in transactions.

2. E-Verify using Net Banking

E-Verify ITR (Income Tax Return) using Net Banking is a convenient and secure process for verifying tax returns. By integrating E-Verify with Net Banking, taxpayers can authenticate their ITR electronically, ensuring a hassle-free experience.

With this approach, individuals can verify their tax returns without the need for physical documents or manual verification procedures. The use of Net Banking adds an extra layer of security, leveraging the robust security measures provided by banking platforms.

3. E-Verify using EVC (Electronic Verification Code)

This method offers several key benefits that streamline and enhance the authentication process. By eliminating the need for physical document submission, it saves valuable time and reduces errors. The use of a secure electronic verification code adds an extra layer of protection against fraud and ensures the integrity of tax returns.

4. E-Verify using Demat Account

E-verifing your ITR using a Demat Accounts provide an additional layer of security. They are equipped with robust safeguards and encryption measures, ensuring the confidentiality and integrity of sensitive financial information. This enhances trust and mitigates the risk of fraudulent activities.

Moreover, E-Verify ITR using Demat Accounts promotes efficiency and transparency. The integration of these accounts streamlines the verification process, making it convenient for taxpayers and enabling tax authorities to track and audit the process effectively.

5. E-Verify using Bank Account

E-Verify ITR using Bank Accounts promotes efficiency and convenience. Bank accounts act as a central hub for financial transactions, providing taxpayers with a comprehensive view of their income, investments, and expenses. This simplifies the tax filing process and enables accurate reporting of financial data, ensuring compliance with tax regulations.

6. E-Verify using ATM

E-Verify ITR using ATMs offers a transformative solution for tax verification, combining electronic verification with the accessibility and security of ATMs. By leveraging this innovative approach, taxpayers can experience a streamlined, secure, and inclusive tax filing process. The integration of ATMs simplifies verification, enhances security, and promotes accessibility.

7. E-Verify using EVC through Registered Email

The integration of registered email for E-Verify ITR enables a digital trail of communication. This aids in auditing and tracking the verification process, enhancing transparency and accountability in the tax system. It also provides a verifiable record of communication between taxpayers and tax authorities.

8. E-Verify using EVC through Registered Mobile Number

E-Verify ITR using registered phone numbers promotes efficiency and convenience. The integration of registered phone numbers for E-Verify ITR enhances communication and ensures prompt notifications. Taxpayers can receive updates, reminders, and alerts related to the verification process directly on their registered phone number, keeping them informed and engaged throughout the process.

How to E-verify ITR?

Here are step-by-step processes for each of the above-mentioned ways to E-verify ITR.

How to E-Verify ITR using Aadhaar OTP?

E-verifying your ITR using Aadhaar OTP is a simple and convenient method. Here’s a step-by-step guide:

  • Log in to the Income Tax e-Filing portal using your credentials.
  • Navigate to the “My Account” section and select the “e-Verify Return” option.
  • Choose the option “I would like to e-Verify using Aadhaar OTP” and click on continue.
  • Ensure that your Aadhaar is linked to your PAN. If not, link it by following the instructions on the portal.
  • Enter the OTP (One-Time Password) received on your registered mobile number linked with Aadhaar.
  • Click on “Submit” to complete the e-verification process.
  • Once the e-verification is successful, you will receive an acknowledgment from the Income Tax Department, confirming the acceptance of your ITR.

How to E-Verify ITR using Net Banking?

E-verifying your ITR using Net Banking is another convenient option. Here’s how you can do it:

  • Log in to your Net Banking account using your credentials.
  • Look for the option related to income tax e-filing or e-verification.
  • Select the ITR you want to verify and follow the instructions provided by your bank.
  • The bank will authenticate your identity and prompt you to confirm the e-verification.
  • Once you confirm, the e-verification process will be completed.

How to E-Verify ITR using EVC?

Using an Electronic Verification Code (EVC) to e-verify your ITR is a widely used method. Follow these steps:

  • Log in to the Income Tax e-Filing portal using your credentials.
  • Go to the “My Account” section and select the “e-Verify Return” option.
  • Choose the option “I have EVC already generated” and click on continue.
  • Enter the EVC received on your registered mobile number or email address.
  • Click on “Submit” to complete the e-verification process.
  • Make sure to keep the EVC confidential and use it within the validity period mentioned in the email or SMS.

How to E-Verify ITR using Demat Account?

If you have a Demat Account, you can e-verify your ITR using this method. Follow these steps:

  • Log in to your Demat Account portal using your credentials.
  • Look for the option to e-verify your ITR.
  • Provide the necessary details, such as PAN, assessment year, and ITR form.
  • Follow the instructions displayed on the portal to complete the e-verification process.

How to E-Verify ITR using Bank Account?

If you prefer to use your Bank Account for e-verification, here’s what you need to do:

  • Log in to your Internet Banking account using your credentials.
  • Look for the option related to income tax e-filing or e-verification.
  • Select the ITR you want to verify and follow the instructions provided by your bank.
  • The bank will authenticate your identity and prompt you to confirm the e-verification.

  • Once you confirm, the e-verification process will be completed.

How to E-Verify ITR using ATM?

If you have access to an ATM, you can conveniently e-verify your ITR by following these steps:

  • Visit the nearest ATM of your bank.
  • Insert your ATM card and enter your PIN.
  • Select the option related to income tax e-filing or e-verification.
  • Follow the instructions displayed on the screen to complete the e-verification process.

How to E-Verify ITR using EVC through Registered Email?

If you prefer using your registered email for e-verification, follow these steps:

  • Log in to the Income Tax e-Filing portal using your credentials.
  • Go to the “My Account” section and select the “e-Verify Return” option.
  • Choose the option “I would like to generate and e-Verify EVC through my registered email ID” and click on continue.
  • An EVC will be sent to your registered email address.
  • Enter the EVC received on your email and click on “Submit” to complete the e-verification process.

How to E-Verify ITR using EVC through Registered Mobile Number?

If you prefer using your registered mobile number for e-verification, follow these steps:

  • Log in to the Income Tax e-Filing portal using your credentials.
  • Go to the “My Account” section and select the “e-Verify Return” option.
  • Choose the option “I would like to generate and e-Verify EVC through my registered mobile number” and click on continue.
  • An EVC will be sent to your registered mobile number.
  • Enter the EVC received on your mobile and click on “Submit” to complete the e-verification process.

Conclusion

E-Verify ITR (Income Tax Return) is an essential process that verifies the authenticity and accuracy of tax returns filed by individuals and businesses. It is a crucial step in ensuring compliance with tax regulations and maintaining the integrity of the tax system. By completing the E-Verify ITR process, taxpayers demonstrate their commitment to fulfilling their tax obligations and contribute to a transparent and accountable taxation system.

FAQs


1

Can I e-verify my ITR after the due date?

Yes, you can e-verify your ITR even after the due date. However, it is advisable to file and e-verify your ITR within the stipulated due date to avoid any penalties or interest charges.



2

Is e-verification mandatory for all taxpayers?

E-verification is mandatory for certain taxpayers, such as those whose total income exceeds a specified threshold or those claiming tax refunds. However, it is recommended for all taxpayers to e-verify their ITR for a smooth and hassle-free filing process.



3

What happens if I fail to e-verify my ITR?

If you fail to e-verify your ITR within the specified time, it will be considered as an invalid submission. You may receive a notice from the Income Tax Department, asking you to provide the necessary verification.


4

Can I e-verify someone else’s ITR?

No, e-verification should be done by the taxpayer themselves. It cannot be done on behalf of someone else.

Download Brochure

Features

  • Increasing Life Cover*
  • Guaranteed^ Maturity Benefits
  • Enhanced Protection Through Riders
  • Tax Benefits
  • Dual Benefits: Guaranteed^Maturity + Death benefits

Ref. No. KLI/22-23/E-BB/999

T&C

Download Brochure

Features

  • Enhanced Protection Through Riders
  • Life Cover
  • Tax Savings
  • Multiple Premium Payment Terms
  • Guaranteed @ Loyalty Addion
  • Accrued Guaranteed @ Additions

Ref. No. KLI/22-23/E-BB/490

T&C

- A Consumer Education Initiative series by Kotak Life

Similar Articles

What is capital gains tax, and how it works?

Guide for Tax Calculation on your Salary

What is Form 26AS - All You Need To Know

What are Deferred Savings Plans?

Tips to plan your savings in 2022

Income Tax Filing Using Multiple Form 16

Tax-Free Income in India

Tax Saving Options for Salaried Employees

What Is Advance Tax and How Is It Calculated?

E-Filing of Income Tax Returns in India

ITR-6: Guide to filing ITR-6 Form online

Income Tax Deductions & Exemptions under Sections 80C, 80D & 80DDB for FY 2021-22 & 2022-23

How Do Assured Savings Plans Work and Why You Should Consider One?

Why Tax Planning Should Be an All-year Round Activity

Money Saving Tips for Single Women

ITR 2 Form – Complete Guide

12 Tax Changes in Budget 2022 that May Impact Your Personal Financial Planning

What is Section 10D of the Income Tax Act?

What is Form 16A?

आयकर स्लैब 2021-2022

Tax Benefit of Investing in Term Plan

What is the Percentage of Tax Deducted at Source (TDS)?

Section 80D - Medical and Health Insurance Tax Benefits Under Section 80D

How to save tax for salaried person?

धारा 80डी आयकर अधिनियम, 1961

Maximize Your Savings: Tax Tips for Salaries Above ₹20 Lakhs

52 Weeks Savings Plan: Daily Savings Plans for a Better Tomorrow

What is TDS Slab?

Tax Planning Tips for a Newly Married Couple

How to file Form 16 online?

How to View 26AS and Download Form 26AS Online

TDS Due Dates of FY 2022-23 For Return Filing

What is TDS Exemption Limit?

What is the Difference between Form 16 and Form 16A?

प्रधानमंत्री सुरक्षा बीमा योजना

What is Section 80C Deduction Limit?

How to File TDS Return?

Tax Structure in India

Investing Lump Sum Amount

How to File Income Tax Return for First Time Tax Payers

Guaranteed Return Plans-Why is it a must for you?

Personal Finance - Meaning, Importance, and Tips for Personal Finance

भारत में महिलाओं के लिए सरकारी योजना

3 Tips to Buy Guaranteed Savings Plan

Problems People Face with Tax Returns after a Job Change

Impact of GST on Life Insurance in India

How to Claim a Tax Refund?

How can NRIs prevent double taxation in India?

TDS rules on the sale of jointly owned property

Financial Benefits and Government Schemes Every Woman in India Should Know

What is the difference between TDS and TCS?

Plan your Daughter's Wedding With Best Monthly Savings Plan

How to Download Form 16?

Income Tax Exemption for Physically Handicapped Dependent

What is the Difference between Assessment Year (AY) and Financial Year (FY)?

What is Rule 132 of Income Tax? How Does it Affect You?

All about TDS Payment Online & Due Dates

इनकम टैक्स रिटर्न कैसे फाइल करें?

Union Budget 2023 and Tax Exemptions on Life Insurance Premium Over ₹5 Lakhs

All about TDS on Salary under Section 192 – Kotak Life

Financial Planning and Best investment options for Housewives

How Inflation Affects Savings and Investment?

Have You Considered Term Insurance a Part of Your Tax Planning?

How To Save Tax Better with 80C

Investment Proofs You Need Submit To Lower TDS Cut From Your Salary

All You Need To Know About Assured Savings Plan

Difference Between Gross Income & Total Income in Calculating Income Tax

Tax Deductions You MUST Know

How to create wealth through a savings plan?

Highlights of the Union Budget 2023-24

What is Section 80CCC of the Income Tax Act 1961

What is ITR & How to File Income Tax Return?

Section 10 (10d) of Income Tax Act, 1961 on Payouts of Life Insurance Policy

Understand ITR4 Form: How to Fill, Structure & Determine Your Eligibility

Everything You Need to Know About Tax Benefits of National Pension Scheme (NPS)

Received an Income Tax Notice? Your Guide to Understanding Intimations under Section 143 (1)

ITR 1: Sahaj Form

Income Tax Slabs and Rates in India for FY 2021-22/AY 2022-23

Tax Rate Chart for FY 2022-2023: What is TDS Slab?

What is Section 80C Deduction?

How to File ITR Online

Union Budget 2023: Impact on Life Insurance

How to View 26AS and Download Form 26AS Online?

सुकन्या समृद्धि योजना (SSY) के कर लाभ क्या हैं?

How to File Form 16 for Salaried Employees?

Save Income Tax by 31st March: Here Is a Checklist

Tax Saving Tips: Best Ways to Save Income Tax for 2021

Income Tax Deductions Under Section 80C

9 Income Tax Myths That Could Cost You Money while Filing returns

How to Calculate returns on an assured savings plan?

Who Should Invest In Savings Plan

Why January Is an Important Month for Saving Tax?

What is a savings plan?

All you need to know About Tax on Inheritance

Budget 2019: Impact on the Common Man in India

5 Popular Tax-Saving Schemes in India

Income Tax Filing For NRI in India

Best Savings plan for the middle class in India

How to Save Income Tax with Insurance

Income Tax Calculator: How Life Insurance Policies are Taxed? Explained

What is the Last ITR Filing Date and Penalty for Late Filing of ITR?

How to Pay Advance Tax Online in India

Types of Riders in Insurance Policy

Home Investment Plan to Buy Dream Home

Income Tax Exemption for Disabled

How to Boost Your Savings with Guaranteed Results

Tax Saving Guide for 2019-20

Top 8 Tax-Saving Methods in India- Budget Planning

How To Save Tax Using Life Insurance?

What is ITR 5 Form and How to File ITR 5?

Do Beneficiaries Pay Taxes on Life Insurance?

Difference between Section 80C and 80CCC of the Income Tax Act, 1961

Key Changes of the Union Budget 2023 You Must Know

sections Under Section 80C of the Income Tax Act, 1961

Importance of Savings Plan You Need to Know

Understanding Tax Exemptions in ULIP (Old and New)

What are the Different Types of Taxes in India?

List of Important Income Tax FAQs

Post Office Savings Scheme - All You Need to Know

Section 44AD of Income Tax Act for AY 2021-22

Should you prefer a Guaranteed Savings plan over monthly income schemes?

Difference between Section 80C, 80CCC, 80CCD & 80D

How to Check Income Tax Refund Status Online in India

What is TDS (Tax Collected at Source)? A comprehensive guide

What are Direct Taxes? How to Avoid being Overtaxed?

What is Salary Protection Insurance and Why You Need It

Invest in Tax-Free Bonds: Understanding the Benefits and Who can Invest?

धारा 80सी आयकर अधिनियम, 1961

Tax Saving Options other than Section 80C

What is HRA (House Rent Allowance) and How is HRA Exemption Calculated?

How to create a savings plan and make good investment choices

Income Tax Effects on Salary Deductions in the Union Budget 2023

Saving Income tax in 2017 - 18

What is EEE in income tax? 5 tax-free investment options to become crorepat

LTC Cash Voucher Scheme October 2020 – Everything You Need to Know

Things to Do After Filing Income Tax Returns

Tax Saving for Self Employed in India

How to File Form 10E for Tax Relief on Salary Arrears?

How to Save Tax on Salary Arrears?

Tax Planning and Tax Benefits of Life Insurance

हाउस रेंट अलाउंस क्या है और इसके छूट की गणना कैसे की जाती है?

Income Tax Deduction Under Section 80CCC In India

Saving Plans to Give Children a Debt-free College Education

What is Tax Evasion, and What are the Penalties for Tax Evasion in India?

Section 80C Deductions as per Income Tax Act, 1961

आयकर रिटर्न (आईटीआर) फॉर्म के प्रकार

Why is Form 16 Important?

Personal Finance - How to Deal with Emergencies When Preparing Finances

What is the Maximum Maturity Benefit in Assured Savings Plans?

A Comprehensive Guide to Understand the ITR 7 Form

A Complete Guide for Filing ITR 3 Form

How to Check Income Tax Refund Status Online in India

Interest Imposed Under Sections 234A, 234B and 234C

Complete Savings Plan for Low Income Earners

Penalty For Late Filing TDS Return

9 Unusual Investments you Didn't Know for Saving Taxes in India

Section 80E: Tax Exemption on Interest on Education Loan

Easy ways to make personal savings plans

How to e file ITR on Income Tax Government Portal

All You Need to Know About Section 80C

Is PF Withdrawal Taxable for NRI?

How to File Income Tax Return - Everything You Need to Know

What is Section 80C - Explained in Detail

What is Section 195 of the Income Tax Act? TDS on Non-Residents of India

How to Check Income Tax Returns Status Onine?

स्रोत पर कर कटौती (टीडीएस) क्या है?

Types of Income Tax Return (ITR) Forms

What is the TDS Rate on Salary?

Difference Between Guaranteed and Assured Returns

How much gold can you keep at home? Limits and income tax rules explained

Tax Exemption and Scope of Coverage

Section 80G of the Income Tax Act

A Guide to Life Insurance Policy’s Tax Benefits and Taxability

How Much Money This Budget 2019 Can Help You Save

What To Do If Your TDS Is Not Deposited With The Government?

Income Tax Benefits for Doctors

What is Form 16B?

How Should I Allocate A Monthly Savings Plan For Long-Term Benefits?

Tax Season is Coming- Know How to Save Tax

Tax Benefits for Startups in India

Are Financial Planning and Tax Planning the Same Thing?

Income Tax Deductions for Disabled Persons Under Section 80U

प्रत्यक्ष कर और अप्रत्यक्ष कर में क्या अंतर है?

Should one prefer a guaranteed savings plan over monthly income schemes?

Form 16, Form 16A, and Form 16B?

How to Get Form 16?

Insurance and Endowment: Everything You Need to Know!

Section 16 of the Income Tax Act (ITA), 1961

Basics of Guaranteed Savings Plan

What is Challan 280 & How to Pay Income Tax Online with Challan 280?

Difference Between Guaranteed Savings Plan and Guaranteed Income Plan

When Should TDS be Deducted and Who is Liable to Deduct it?

What Investment Options Come with Tax Incentives?

What is Tax Deduction at Source (TDS)?

Why PAN Card is Essential for Income Tax Filing?

What is indirect tax and its types?

What is TDS Refund Process?

How can I get Form 16B from traces?

What is better - Guaranteed Savings Plan or Fixed Deposit?

Tax-Savings Investments and Options in India

8 Things to Help You Select a Savings Investment plan

How to File Income Tax Return without Form 16

Tax Benefits of ULIP Plans Available for NRIs

What is the Difference Direct Tax and Indirect Tax

Presumptive Taxation for Business and Profession

How To Invest In Guaranteed Return Plans For Higher Returns And Financial Security?

What is an Endowment Plan?