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How to E-Verify ITR: A Step-by-Step Guide to Electronically Verify your Income Tax Return

Filing income tax returns is a crucial responsibility for every taxpayer. After filing your return, it is essential to e-verify it to complete the process successfully. E-verification ensures that your ITR is officially accepted by the Income Tax Department and eliminates the need for the physical submission of verification documents.

  • 9,741 Views | Updated on: Mar 14, 2024

In this article, we will guide you through the process of e-verifying your ITR using different methods. Whether you are a salaried individual, a self-employed professional, or a business owner, understanding how to e-verify your ITR is essential to comply with tax regulations and avoid any complications.

Why E-Verify ITR?

E-verifying your ITR is a vital step in the income tax filing process. It ensures the authenticity and validity of your return, and it is mandatory for the return to be considered officially filed by the Income Tax Department. Here are some key reasons why e-verification is important:

  • Saves Time and Effort: E-verification eliminates the need for physical submission of documents, saving you time and effort. It allows for a quick and hassle-free process of confirming the validity of your ITR.
  • Reduces Processing Time: E-verification speeds up the processing of your return. Once e-verified, the Income Tax Department can process your ITR promptly, resulting in faster refunds, if applicable.
  • Compliance with Tax Regulations: E-verification ensures compliance with tax regulations and legal requirements. It helps in maintaining accurate tax records and reduces the risk of penalties or scrutiny by tax authorities.

E-Verification Methods

There are several methods available to e-verify your ITR. Let’s explore each method in detail:

1. E-Verify using Aadhaar OTP

E-Verify with Aadhaar OTP is of vital importance in various domains. It enhances identity verification by ensuring efficient and reliable processes. Aadhaar, issued by the Indian government, serves as a robust tool for digital authentication.

E-Verify using Aadhaar OTP streamlines and secures verification, preventing identity fraud and unauthorized access. It promotes transparency, trust, and accountability in transactions.

2. E-Verify using Net Banking

E-Verify ITR (Income Tax Return) using Net Banking is a convenient and secure process for verifying tax returns. By integrating E-Verify with Net Banking, taxpayers can authenticate their ITR electronically, ensuring a hassle-free experience.

With this approach, individuals can verify their tax returns without the need for physical documents or manual verification procedures. The use of Net Banking adds an extra layer of security, leveraging the robust security measures provided by banking platforms.

3. E-Verify using EVC (Electronic Verification Code)

This method offers several key benefits that streamline and enhance the authentication process. By eliminating the need for physical document submission, it saves valuable time and reduces errors. The use of a secure electronic verification code adds an extra layer of protection against fraud and ensures the integrity of tax returns.

4. E-Verify using Demat Account

E-verifing your ITR using a Demat Accounts provide an additional layer of security. They are equipped with robust safeguards and encryption measures, ensuring the confidentiality and integrity of sensitive financial information. This enhances trust and mitigates the risk of fraudulent activities.

Moreover, E-Verify ITR using Demat Accounts promotes efficiency and transparency. The integration of these accounts streamlines the verification process, making it convenient for taxpayers and enabling tax authorities to track and audit the process effectively.

5. E-Verify using Bank Account

E-Verify ITR using Bank Accounts promotes efficiency and convenience. Bank accounts act as a central hub for financial transactions, providing taxpayers with a comprehensive view of their income, investments, and expenses. This simplifies the tax filing process and enables accurate reporting of financial data, ensuring compliance with tax regulations.

6. E-Verify using ATM

E-Verify ITR using ATMs offers a transformative solution for tax verification, combining electronic verification with the accessibility and security of ATMs. By leveraging this innovative approach, taxpayers can experience a streamlined, secure, and inclusive tax filing process. The integration of ATMs simplifies verification, enhances security, and promotes accessibility.

7. E-Verify using EVC through Registered Email

The integration of registered email for E-Verify ITR enables a digital trail of communication. This aids in auditing and tracking the verification process, enhancing transparency and accountability in the tax system. It also provides a verifiable record of communication between taxpayers and tax authorities.

8. E-Verify using EVC through Registered Mobile Number

E-Verify ITR using registered phone numbers promotes efficiency and convenience. The integration of registered phone numbers for E-Verify ITR enhances communication and ensures prompt notifications. Taxpayers can receive updates, reminders, and alerts related to the verification process directly on their registered phone number, keeping them informed and engaged throughout the process.

How to E-verify ITR?

Here are step-by-step processes for each of the above-mentioned ways to E-verify ITR.

How to E-Verify ITR using Aadhaar OTP?

E-verifying your ITR using Aadhaar OTP is a simple and convenient method. Here’s a step-by-step guide:

  • Log in to the Income Tax e-Filing portal using your credentials.
  • Navigate to the “My Account” section and select the “e-Verify Return” option.
  • Choose the option “I would like to e-Verify using Aadhaar OTP” and click on continue.
  • Ensure that your Aadhaar is linked to your PAN. If not, link it by following the instructions on the portal.
  • Enter the OTP (One-Time Password) received on your registered mobile number linked with Aadhaar.
  • Click on “Submit” to complete the e-verification process.
  • Once the e-verification is successful, you will receive an acknowledgment from the Income Tax Department, confirming the acceptance of your ITR.

How to E-Verify ITR using Net Banking?

E-verifying your ITR using Net Banking is another convenient option. Here’s how you can do it:

  • Log in to your Net Banking account using your credentials.
  • Look for the option related to income tax e-filing or e-verification.
  • Select the ITR you want to verify and follow the instructions provided by your bank.
  • The bank will authenticate your identity and prompt you to confirm the e-verification.
  • Once you confirm, the e-verification process will be completed.

How to E-Verify ITR using EVC?

Using an Electronic Verification Code (EVC) to e-verify your ITR is a widely used method. Follow these steps:

  • Log in to the Income Tax e-Filing portal using your credentials.
  • Go to the “My Account” section and select the “e-Verify Return” option.
  • Choose the option “I have EVC already generated” and click on continue.
  • Enter the EVC received on your registered mobile number or email address.
  • Click on “Submit” to complete the e-verification process.
  • Make sure to keep the EVC confidential and use it within the validity period mentioned in the email or SMS.

How to E-Verify ITR using Demat Account?

If you have a Demat Account, you can e-verify your ITR using this method. Follow these steps:

  • Log in to your Demat Account portal using your credentials.
  • Look for the option to e-verify your ITR.
  • Provide the necessary details, such as PAN, assessment year, and ITR form.
  • Follow the instructions displayed on the portal to complete the e-verification process.

How to E-Verify ITR using Bank Account?

If you prefer to use your Bank Account for e-verification, here’s what you need to do:

  • Log in to your Internet Banking account using your credentials.
  • Look for the option related to income tax e-filing or e-verification.
  • Select the ITR you want to verify and follow the instructions provided by your bank.
  • The bank will authenticate your identity and prompt you to confirm the e-verification.

  • Once you confirm, the e-verification process will be completed.

How to E-Verify ITR using ATM?

If you have access to an ATM, you can conveniently e-verify your ITR by following these steps:

  • Visit the nearest ATM of your bank.
  • Insert your ATM card and enter your PIN.
  • Select the option related to income tax e-filing or e-verification.
  • Follow the instructions displayed on the screen to complete the e-verification process.

How to E-Verify ITR using EVC through Registered Email?

If you prefer using your registered email for e-verification, follow these steps:

  • Log in to the Income Tax e-Filing portal using your credentials.
  • Go to the “My Account” section and select the “e-Verify Return” option.
  • Choose the option “I would like to generate and e-Verify EVC through my registered email ID” and click on continue.
  • An EVC will be sent to your registered email address.
  • Enter the EVC received on your email and click on “Submit” to complete the e-verification process.

How to E-Verify ITR using EVC through Registered Mobile Number?

If you prefer using your registered mobile number for e-verification, follow these steps:

  • Log in to the Income Tax e-Filing portal using your credentials.
  • Go to the “My Account” section and select the “e-Verify Return” option.
  • Choose the option “I would like to generate and e-Verify EVC through my registered mobile number” and click on continue.
  • An EVC will be sent to your registered mobile number.
  • Enter the EVC received on your mobile and click on “Submit” to complete the e-verification process.

Conclusion

E-Verify ITR (Income Tax Return) is an essential process that verifies the authenticity and accuracy of tax returns filed by individuals and businesses. It is a crucial step in ensuring compliance with tax regulations and maintaining the integrity of the tax system. By completing the E-Verify ITR process, taxpayers demonstrate their commitment to fulfilling their tax obligations and contribute to a transparent and accountable taxation system.

Key Takeaways:

  • Learn different ways to e-verify ITR - Aadhaar OTP, Net Banking, EVC, and more.
  • Hassle-free process, follow step-by-step instructions for a smooth e-verification experience.
  • Verify ITR securely and within the specified time to avoid penalties.
  • Choose from convenient options like Aadhaar OTP, Net Banking, or EVC via email or mobile.
  • E-verification is mandatory for some taxpayers and recommended for all. File ITR electronically and stay compliant.

FAQs

1

Can I e-verify my ITR after the due date?

Yes, you can e-verify your ITR even after the due date. However, it is advisable to file and e-verify your ITR within the stipulated due date to avoid any penalties or interest charges.

2

Is e-verification mandatory for all taxpayers?

E-verification is mandatory for certain taxpayers, such as those whose total income exceeds a specified threshold or those claiming tax refunds. However, it is recommended for all taxpayers to e-verify their ITR for a smooth and hassle-free filing process.

3

What happens if I fail to e-verify my ITR?

If you fail to e-verify your ITR within the specified time, it will be considered as an invalid submission. You may receive a notice from the Income Tax Department, asking you to provide the necessary verification.

4

Can I e-verify someone else’s ITR?

No, e-verification should be done by the taxpayer themselves. It cannot be done on behalf of someone else.

- A Consumer Education Initiative series by Kotak Life

Amit Raje
Written By :
Amit Raje

Amit Raje is an experienced marketer who has worked in various Fintechs and leading Financial companies in India. With focused experience in Digital, Amit has pioneered multiple digital commerce in India. Now, close to two decades later, he is the vice president and head of the D2C business department. He masters the skill of strategic management, also being certified in it from IIMA. He has challenged his challenges and contributed his efforts in this journey of digital transformation.

Amit Raje
Reviewed By :
Prasad Pimple

Prasad Pimple has a decade-long experience in the Life insurance sector and as EVP, Kotak Life heads Digital Business. He is responsible for developing user friendly product journeys, creating consumer awareness and helping consumers in identifying need for life insurance solutions. He has 20+ years of experience in creating and building business verticals across Insurance, Telecom and Banking sectors

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