How to File ITR (Income Tax Returns) Online 2018-19 – Kotak Life

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term Plan

Protect Your family’s financial future with Kotak e-Term Plan. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Health Shield

Insurance against medical expenses related to heart, brain, liver and Cancer. Know more

How to File Income Tax Return - Everything You Need To Know

How to File Income Tax Return - Everything You Need To Know
  • 5th Nov 2018 |
  • 15,341

If your total earnings during the previous year are more than the maximum amount not chargeable to income, you need to file your income tax return (ITR). When you file your returns electronically, it is known as e-filing.

You may either file your returns on your own or seek professional assistance if required. To e-file your returns, you will need to register on the income tax department’s official website. Individuals must file their returns by August 31 of every year.

What is e-filing of returns?

E-filing primarily refers to submitting your returns online. You may file your returns offline by visiting the income tax office, which is time-consuming and inconvenient. A popular way is to file your returns online, which is an easy, quick, and hassle-free procedure. It eliminates the need to complete tedious documentation and you may file your returns from the comfort of your home or office.

Before discussing on how to file ITR online, here are the documents you must have available:

  • Permanent Account Number (PAN)
  • Investment details
  • Form 16
  • Bank account details
  • Aadhaar Card

Steps to file an ITR online

  • First, you need to login to your account using your username, password, date of birth, and Captcha Code.
  • The next step in the process of ITR filing is to go to the e-file tab and click on the ‘prepare and submit ITR online’ button
  • You must then select either Form ITR1 or ITR 4 and the assessment year, for which you want to file the return
  • Once you select the appropriate form, you must complete all the relevant details and then click on the ‘submit’ tab
  • When applicable, you may upload the Digital Signature Certificate (DSC); you must ensure that the DSC is registered with the e-filing website
  • On successful submission, ITR-V is displayed (when you do not use the DSC); click on the link to download the ITR-V, which is also sent to your registered email address
  • The ITR-V must be printed, signed, and sent to the Central Processing Cell (CPC) within 120 days from the date of e-filing; your return is processed only after the CPC receives a duly signed ITR-V
  • If you use the DSC for ITR filing, you do not have to download the ITR-V

Information to be filled while filing ITR online

  • Personal information such as your full name, PAN, father’s name, and complete date of birth
  • Income details, including the name of all your employers during the assessment year and type of employer. Additionally, you must input your salary and the Tax Deducted at Source (TDS) details (Also read: Tax Salary slab rate for AY 2018 - 19). You must provide a detailed breakup of your salary.
  • The Income Tax Act includes certain provisions for claiming deductions, which reduces your tax liability. You must provide information about all your investments such as life insurance premium, Public Provident Fund, and others. Deductions are available under section 80C for various investments. Section 80TTA allows deductions on interest earned during the year on your savings bank account.
  • Details of tax paid for any non-salary income you earn during the financial year. This may include interest or earnings from freelance work. The tax payments made towards such income must be input; these details may also be uploaded through the Form 26AS.
  • You must provide the bank details to complete the process of ITR filing online. It is recommended that you include all your bank accounts and provide details about the primary account.
  • After completing the aforementioned information, if you see ’no tax due’ or ’refund’ intimation, you may complete the e-filing process to receive acknowledgment on submission. In case you get a message saying ’tax due,’ you must follow the instructions to pay the same before the ITR filing.

Filing your income tax returns on time is important to ensure that you do not pay any penalty. E-filing has made the process simpler and you may e-verify your ITR to enjoy complete peace of mind.

Read Here for More Related Articles:

Download Brochure


  • Increasing Life Cover*
  • Guaranteed^ Maturity Benefits
  • Enhanced Protection Through Riders
  • Tax Benefits
  • Dual Benefits: Guaranteed^Maturity + Death benefits

Ref. No. KLI/22-23/E-BB/999


Browse our library of resources

Download Brochure


  • Enhanced Protection Through Riders
  • Life Cover
  • Tax Savings
  • Multiple Premium Payment Terms
  • Guaranteed @ Loyalty Addion
  • Accrued Guaranteed @ Additions

Ref. No. KLI/22-23/E-BB/490


- A Consumer Education Initiative series by Kotak Life

Similar Articles

Things to Do After Filing Income Tax Returns

LTC Cash Voucher Scheme October 2020 – Everything You Need to Know

Sub-sections Under Section 80C of the Income Tax Act, 1961

Saving Income tax in 2017 - 18

Guaranteed Return Plans-Why is it a must for you?

Tips to plan your savings in 2019

Income Tax Exemption for Disabled

What is Challan 280? How to Pay your Income Tax Online with Challan 280?

Difference between Section 80C and 80CCC of the Income Tax Act, 1961

How to Save Income Tax with Insurance

Tax Saving Options for Salaried Employees

What is the Difference between Form 16 and Form 16A?

What Is Advance Tax and How Is It Calculated?

Form 16, Form 16A, and Form 16B?

Why is Form 16 Important?

How to File ITR Online

Role of Life Insurance in Your Financial Portfolio

How to file Form 16 online?

How to View 26AS and Download Form 26AS Online

TDS Due Dates of FY 2020-21 For Return Filing

All You Need to Know About Section 80C

Tax Benefits for Startups in India

Types of Income Tax Return (ITR) Forms

Budget 2019: Impact on the Common Man in India

धारा 80डी आयकर अधिनियम, 1961

What is HRA (House Rent Allowance) and How is HRA Exemption Calculated?

Tax Benefits of ULIP Plans Available for NRIs

Difference Between Gross Income & Total Income in Calculating Income Tax

Why Tax Planning Should Be an All-year Round Activity

9 Point Guide on how to File Income Tax Return Online

Tax-Free Income in India

Types of Riders in Insurance Policy

5 Popular Tax-Saving Schemes in India

What is Section 80C Deduction?

ITR 2 Form – Complete Guide

How to Check Income Tax Returns Status Onine?

5 Unusual Investments You Didn't Know for Saving Taxes in India

Received an Income Tax Notice? Your Guide to Understanding Intimations under Section 143 (1)

Tax Planning and Tax Benefits of Life Insurance

How to File Income Tax Return for First Time Tax Payers

Income Tax Deduction Under Section 80CCC In India

How to File Income Tax Return without Form 16

Tax-Savings Investments and Options in India

How Much Money This Budget 2019 Can Help You Save

All about TDS on Salary under Section 192 – Kotak Life

What is Section 80CCC of the Income Tax Act 1961

Tax Benefit of Investing in Term Plan

How to View 26AS and Download Form 26AS Online?

How to e-Verify your Income Tax Return

Investment Proofs You Need Submit To Lower TDS Cut From Your Salary

What is Form 26AS - All You Need To Know

Tax Season Is Coming- Know How to Save Tax

What are the Different Types of Taxes in India?

9 Tax Changes in Budget 2019 that may Impact Your Personal Financial Planning

Income Tax Exemption for Physically Handicapped Dependent

Income Tax Deductions Under Section 80C

How can I get Form 16B from traces?

Tax Deductions You MUST Know

Section 80C Deductions as per Income Tax Act, 1961

Home Investment Plan to Buy Dream Home

What is TDS Exemption Limit?

What To Do If Your TDS Is Not Deposited With The Government?

What is Tax Evasion and What Are The Penalties For Tax Evasion In India?

Tax Saving Options other than Section 80C

Income Tax Slabs and Rates in India for FY 2021-22/AY 2022-23

How to File Form 10E for Tax Relief on Salary Arrears?

Insurance and Endowment: Everything You Need to Know!

Income Tax Filing For NRI in India

Are Financial Planning and Tax Planning the Same Thing?

Understanding Tax Exemptions in ULIP (Old and New)

What Investment Options Come with Tax Incentives?

What are Direct Taxes? How to Avoid being Overtaxed?

Section 80E: Tax Exemption on Interest on Education Loan

9 Income Tax Myths That Could Cost You Money while Filing returns

What is Form 16A?

Section 44AD of Income Tax Act for AY 2020-21

When Should TDS be Deducted and Who is Liable to Deduct it?

How To Save Tax Using Life Insurance?

How do I Calculate My Term Insurance Premium

A Comprehensive Guide to Understand the ITR 7 Form

What is Tax Deduction at Source (TDS)?

52 Weeks Savings Plan: Daily Savings Plans for a Better Tomorrow

Income Tax Filing Using Multiple Form 16

How to Claim TDS Refund for Excess TDS Deduction?

Tax Structure in India

E-Filing of Income Tax Returns in India

Save Income Tax by 31st March: Here Is a Checklist

Pradhan Mantri Suraksha Bima Yojana

What is TDS Refund Process?

What is TDS Slab?

How to Download Form 16?

How to Save Tax on Salary Arrears?

Interest Imposed Under Section 234A, 234B and 234C

What is the Percentage of Tax Deducted at Source (TDS)?

What is ITR & How to File Income Tax Return

List of Important Income Tax FAQs

Investing Lump Sum Amount

7 Important Things to Remember While Investing in a Savings Investment Plan

What are the Tax Benefits of Sukanya Samriddhi Yojana (SSY)?

How to File Form 16 for Salaried Employees?

Section 80G of the Income Tax Act

How to e file ITR on Income Tax Government Portal

Tax Saving Tips: Best Ways to Save Income Tax for 2021

आयकर स्लैब 2021-2022

Penalty For Late Filing TDS Return

How to Check Income Tax Refund Status Online in India

How to Get Form 16?

Tax Saving for Self Employed in India

What is the Difference Direct Tax and Indirect Tax

A Complete Guide for Filing ITR 3 Form

How to Check Income Tax Refund Status Online in India

Have You Considered Term Insurance a Part of Your Tax Planning?

How to File TDS Return?

Presumptive Taxation for Business and Profession

All about Online Income Tax Calculator

What is the Last ITR Filing Date and Penalty for Late Filing of ITR?

Do Beneficiaries Pay Taxes on Life Insurance?

Income Tax Deductions for Disabled Person Under Section 80U

Everything You Need to Know About Tax Benefits of National Pension Scheme (NPS)

What is Section 80C - Explained in Detail

What is Section 80C Deduction Limit?

Income Tax Benefits for Doctors

Financial Benefits and Government Schemes Every Woman in India Should Know

What is Form 16B?

Section 10 (10d) of Income Tax Act, 1961 on Payouts of Life Insurance Policy

Can You Get Term Insurance Without Income Proof?

ITR-6: Guide to filing ITR-6 Form online

धारा 80सी आयकर अधिनियम, 1961

Financial Planning and Best investment options for Housewives

Impact of GST on Life Insurance in India

Tax Saving Guide for 2019-20

What is Section 10D of the Income Tax Act?

All about TDS Payment Online & Due Dates

How to Pay Advance Tax Online in India

Union Budget Highlights – 1st February 2022

Guide for Tax Calculation on your Salary

What is the TDS Rate on Salary?

What is ITR 5 Form and How to File ITR 5?

Income Tax Deductions & Exemptions under Sections 80C, 80D & 80DDB for FY 2020-21 & 2021-22

Section 16 of the Income Tax Act (ITA), 1961

Tax Exemption and Scope of Coverage

Problems People Face with Tax Returns after a Job Change

How to save tax for salaried person?

How To Save Tax Better with 80C

What is Salary Protection Insurance and Why You Need It

Why January Is an Important Month for Saving Tax?

What is Section 195 of the Income Tax Act? TDS on Non-Residents of India

ITR 1: Sahaj Form

Top 8 Tax-Saving Methods in India- Budget Planning

Difference between Section 80C, 80CCC, 80CCD & 80D

Section 80D - Medical and Health Insurance Tax Benefits Under Section 80D

A Guide to Life Insurance Policy’s Tax Benefits and Taxability