Life Insurance - Kotak Life Insurance Company in India
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Kotak e-Term Plan

Protect Your family’s financial future with Kotak e-Term Plan. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Health Shield

Insurance against medical expenses related to heart, brain, liver and Cancer. Know more

Terms & Conditions

Terms and Conditions

Kotak Assured Savings Plan UIN:

UIN: 107N081V04, Form No: N081, Kotak Term Benefit Rider - UIN: 107B003V03 Form No. B003, Kotak Accidental Death Benefit Rider UIN: 107B001V03, Form No.: B001, Kotak Permanent Disability Benefit Rider UIN: 107B002V03, Form No.: B002, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V01, Form No. B020, Kotak Life Guardian Benefit Rider UIN: 107B012V02, Form No.: B012, Kotak Accidental Disability Guardian Benefit Rider UIN: 107B011V02, Form No.: B011. This is a savings-cum-protection oriented non-participating endowment assurance plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders, please read the Rider Brochure.

*Guaranteed Yearly Additions is added every time premium is paid, payable at maturity or earlier death. ^ Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force. Guaranteed Maturity Benefit payable at maturity is inclusive of Basic Sum Assured plus Accrued Guaranteed Yearly 1  Additions plus Guaranteed Loyalty 2  Addition.  1 Guaranteed Yearly Additions is a percentage of Cumulative Annualized Premium paid every year based on the opted premium payment term. It will accrue throughout the premium payment term and will be paid out at Maturity or on Death.  2 Guaranteed Loyalty Additions is a percentage of Basic Sum Assured and be paid out at Maturity. The rate of such addition will be based on the opted premium payment term. Annualized Premium is the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any. Tax Benefits are applicable as per Income Tax Act, 1961. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Mahindra Life Insurance Company Ltd. Regd. Office: 8th Floor, Plot # C-12, G-Block, BKC, Bandra (E), Mumbai - 400 051, India, Regn. No. 107. CIN : U66030MH2000PLC128503 | Website: www.kotaklife.com | WhatsApp: 9321003007 | Toll Free No:1800-209-8800 | Ref. No. KLI/22-23/E-BB/999

All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.