What happens when TDS is not deposited by deductor with Government of India | Kotak Life

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Term Plan

Protect Your family’s financial future with Kotak e-Term Plan. Know more

Kotak Assured Savings Plan

A plan that offer guaranteed returns and financial protection for your family. Know more

Kotak Guaranteed Savings Plan

A plan that offers long term savings and insurance in one premium. Know more

Kotak e-Invest

Insurance and investment in one plan with Kotak e-Invest. Know more

Kotak Health Shield

Insurance against medical expenses related to heart, brain, liver and Cancer. Know more

What To Do If Your TDS Is Not Deposited With The Government?

What To Do If Your TDS Is Not Deposited With The Government?
  • 15th Mar 2021 |
  • 2,895

TDS refers to tax deducted at source. This is the tax that the employer deducts from the salary of an employee before transferring the money. The TDS is then submitted to the government with the Tax Account Number (TAN) of the employer. This TDS reflects against your PAN (Permanent Account Number) and shows up at the time of filing your income tax return (ITR). In case the employer does not submit the TDS to the government, the excess tax can show up when you file your ITR .

How to check if the employer has not deposited your TDS?

The TDS that the employer deducts shows up on your Form 26AS. When the employer deducts tax from your salary, they also issue a TDS certificate or Form 16/ Form 16A. You can compare the information on Form 16 with Form 26AS to check if the amounts match. If there are any discrepancies, they will reflect here.

If your employer does not issue a Form 16, you can check your salary slips.

What are the reasons behind discrepancies in Form 16 and Form 26AS?

There could be discrepancies in Form 16 and Form 26AS for the following reasons:

  • The employer may have forgotten to deposit the TDS within the stipulated time.
  • The PAN entered could be incorrect.
  • The TAN entered could be incorrect.
  • There could be a technical error created by the system.
  • The assessment year could be entered incorrectly.

What to do if the TDS amount does not match?

If the TDS amount does not match, you can do the following:

  • If the discrepancy has been caused due to your employer’s negligence, you must contact the deductor as soon as possible. Once the difference has been corrected, Form 26AS will reflect the new amount automatically. If the employer does not respond to your request, you can directly contact the tax authorities and file a complaint.
  • If the details of the PAN or TAN are incorrect, you will again have to contact your employer and ask them to rectify the same. Once the employer has corrected the information, your Form 26AS will be updated with the correct amount.
  • In case of small errors, the income tax website will ask you to specify the reason for the tax discrepancies. You can mention the reason and continue with your tax return. If the difference is negligible, the website may accept your submission and initiate your return.

Who pays the tax if TDS is not deposited with the government?

In case of any TDS dues, the liability to pay the tax falls on the employer and not the employee. Since the tax is deducted on the source before the payment reaches the employee, it is the employer’s responsibility to file a TDS return on time.

The Central Board of Direct Taxes (CBDT) can also charge a penalty to the employer for not depositing the government’s tax on time.

What can employees do on their part?

  • It helps to check your Form 26AS every quarter to check if the TDS amount is being correctly shown or not. If you find any issues, you should bring it to your employer’s notice at the earliest.
  • You can keep a copy of your salary slips, bank account statements, etc. that reflects the TDS amount as proof.
  • It also helps to remind your employer to file TDS returns on time to avoid hassles later.


TDS is an important component of your tax returns. Therefore, you must check for irregularities and bring it to the employer’s notice.

Download Brochure


  • Increasing Life Cover*
  • Guaranteed^ Maturity Benefits
  • Enhanced Protection Through Riders
  • Tax Benefits
  • Dual Benefits: Guaranteed^Maturity + Death benefits

Ref. No. KLI/22-23/E-BB/999


Browse our library of resources

Download Brochure


  • Enhanced Protection Through Riders
  • Life Cover
  • Tax Savings
  • Multiple Premium Payment Terms
  • Guaranteed @ Loyalty Addion
  • Accrued Guaranteed @ Additions

Ref. No. KLI/22-23/E-BB/490


- A Consumer Education Initiative series by Kotak Life

Similar Articles

How to File Form 10E for Tax Relief on Salary Arrears?

Tax Saving Options for Salaried Employees

What is HRA (House Rent Allowance) and How is HRA Exemption Calculated?

LTC Cash Voucher Scheme October 2020 – Everything You Need to Know

Problems People Face with Tax Returns after a Job Change

Saving Income tax in 2017 - 18

धारा 80डी आयकर अधिनियम, 1961

What is the Difference Direct Tax and Indirect Tax

Income Tax Exemption for Disabled

What is the Percentage of Tax Deducted at Source (TDS)?

Tax Saving Options other than Section 80C

आयकर स्लैब 2021-2022

What are Direct Taxes? How to Avoid being Overtaxed?

What is TDS Refund Process?

Insurance and Endowment: Everything You Need to Know!

Guide for Tax Calculation on your Salary

How Much Money This Budget 2019 Can Help You Save

Income Tax Benefits for Doctors

Everything You Need to Know About Tax Benefits of National Pension Scheme (NPS)

Tax Benefits for Startups in India

Pradhan Mantri Suraksha Bima Yojana

Tax Planning and Tax Benefits of Life Insurance

Income Tax Deductions Under Section 80C

Tax-Savings Investments and Options in India

Types of Riders in Insurance Policy

A Comprehensive Guide to Understand the ITR 7 Form

5 Popular Tax-Saving Schemes in India

Save Income Tax by 31st March: Here Is a Checklist

Income Tax Deductions for Disabled Person Under Section 80U

इनकम टैक्स रिटर्न कैसे फाइल करें?

आयकर रिटर्न (आईटीआर) फॉर्म के प्रकार

Understanding Tax Exemptions in ULIP (Old and New)

5 Unusual Investments You Didn't Know for Saving Taxes in India

Union Budget Highlights – 1st February 2022

What is Section 80C - Explained in Detail

Tax Benefit of Investing in Term Plan

Section 80G of the Income Tax Act

What are Deferred Savings Plans?

What is Tax Evasion and What Are The Penalties For Tax Evasion In India?

Difference between Section 80C, 80CCC, 80CCD & 80D

What is Section 80CCC of the Income Tax Act 1961

Income Tax Exemption for Physically Handicapped Dependent

How to File ITR Online

धारा 80सी आयकर अधिनियम, 1961

E-Filing of Income Tax Returns in India

Income Tax Filing For NRI in India

Tax Saving for Self Employed in India

How to Check Income Tax Refund Status Online in India

Tax Season Is Coming- Know How to Save Tax

A Guide to Life Insurance Policy’s Tax Benefits and Taxability

How to View 26AS and Download Form 26AS Online?

Guaranteed Return Plans-Why is it a must for you?

Investment Proofs You Need Submit To Lower TDS Cut From Your Salary

How to File Income Tax Return - Everything You Need to Know

Challan 280 - How to Use Challan 280 to Pay Income Tax

All about TDS on Salary under Section 192 – Kotak Life

What is a savings plan?

Section 10 (10d) of Income Tax Act, 1961 on Payouts of Life Insurance Policy

How to e-Verify your Income Tax Return

Why is Form 16 Important?

Things to Do After Filing Income Tax Returns

How To Save Tax Better with 80C

What is Tax Deduction at Source (TDS)?

Section 80E: Tax Exemption on Interest on Education Loan

Financial Benefits and Government Schemes Every Woman in India Should Know

Financial Planning and Best investment options for Housewives

Income-Tax Liability- The Difference Between Gross Income & Total Income in Calculating Income Tax

How to e file ITR on Income Tax Government Portal

Section 80D - Medical and Health Insurance Tax Benefits Under Section 80D

How to Check Income Tax Refund Status Online in India

All about TDS Payment Online & Due Dates

सुकन्या समृद्धि योजना (SSY) के कर लाभ क्या हैं?

How to Save Tax on Salary Arrears?

What Investment Options Come with Tax Incentives?

What is Form 16B?

Who Should Invest In Savings Plan

Should one prefer a guaranteed savings plan over monthly income schemes?

Tax Saving Tips: Best Ways to Save Income Tax for 2021

Presumptive Taxation for Business and Profession

ITR 2 Form – Complete Guide

How to Calculate returns on an assured savings plan?

How to File TDS Return?

Can You Get Term Insurance Without Income Proof?

How to save tax for salaried person?

9 Income Tax Myths That Could Cost You Money while Filing returns

What is Form 16A?

What is the Difference between Form 16 and Form 16A?

Tax Benefits of ULIP Plans Available for NRIs

52 Weeks Savings Plan: Daily Savings Plans for a Better Tomorrow

All You Need to Know About Section 80C

Section 16 of the Income Tax Act (ITA), 1961

Interest Imposed Under Sections 234A, 234B and 234C

What is Form 26AS - All You Need To Know

Penalty For Late Filing TDS Return

How can I get Form 16B from traces?

Income Tax Filing Using Multiple Form 16

Home Investment Plan to Buy Dream Home

भारत में महिलाओं के लिए सरकारी योजना

8 Things to Help You Select a Savings Investment plan

Tips to plan your savings in 2019

Tax Exemption and Scope of Coverage

What is the TDS Rate on Salary?

A Complete Guide for Filing ITR 3 Form

Why January Is an Important Month for Saving Tax?

What Is Advance Tax and How Is It Calculated?

How to Pay Advance Tax Online in India

Types of Income Tax Return (ITR) Forms

Have You Considered Term Insurance a Part of Your Tax Planning?

What is Salary Protection Insurance and Why You Need It

Income Tax Slabs and Rates in India for FY 2021-22/AY 2022-23

TDS Due Dates of FY 2020-21 For Return Filing

When Should TDS be Deducted and Who is Liable to Deduct it?

Received an Income Tax Notice? Your Guide to Understanding Intimations under Section 143 (1)

Section 44AD of Income Tax Act for AY 2021-22

What is TDS Slab?

What is Section 80C Deduction?

How to Get Form 16?

What is the Last ITR Filing Date and Penalty for Late Filing of ITR?

Top 8 Tax-Saving Methods in India- Budget Planning

What is ITR & How to File Income Tax Return?

How to View 26AS and Download Form 26AS Online

Tax Saving Guide for 2019-20

Difference Between Guaranteed and Assured Returns

How to File Income Tax Return without Form 16

How to File Form 16 for Salaried Employees?

Investing Lump Sum Amount

Income Tax Deduction Under Section 80CCC In India

Income Tax Deductions & Exemptions under Sections 80C, 80D & 80DDB for FY 2021-22 & 2022-23

Tax Deductions You MUST Know

What is Section 10D of the Income Tax Act?

How to Check Income Tax Returns Status Onine?

List of Important Income Tax FAQs

Excess TDS Deduction – Claim TDS Refund

Budget 2019: Impact on the Common Man in India

What are the Different Types of Taxes in India?

What is Section 80C Deduction Limit?

How To Save Tax Using Life Insurance?

How to File Income Tax Return for First Time Tax Payers

How to Download Form 16?

Section 80C Deductions as per Income Tax Act, 1961

Why Tax Planning Should Be an All-year Round Activity

How to Save Income Tax with Insurance

Tax Structure in India

What is TDS Exemption Limit?

ITR 1: Sahaj Form

Sub-sections Under Section 80C of the Income Tax Act, 1961

What is ITR 5 Form and How to File ITR 5?

Are Financial Planning and Tax Planning the Same Thing?

How to file Form 16 online?

प्रत्यक्ष कर और अप्रत्यक्ष कर में क्या अंतर है?

What is the Maximum Maturity Benefit in Assured Savings Plans?

Do Beneficiaries Pay Taxes on Life Insurance?

Tax-Free Income in India

Impact of GST on Life Insurance in India

What is Section 195 of the Income Tax Act? TDS on Non-Residents of India

ITR-6: Guide to filing ITR-6 Form online