Now you can buy life insurance plans completely online right here.
Kotak e-Term Plan is a pure term plan that provides a high level of protection to your loved ones in your absence.
Kotak e-Invest is a comprehensive Unit Linked Life Insurance Plan that can be customized as per your goals and needs - be it protection; investment; financial security for child or retirement planning.
Kotak Guaranteed Savings Plan is a savings and protection plan that helps you achieve long-term financial goals and insurance cover against any eventuality.
Kotak Lifetime Income Plan gives you the assurance of your income continuing throughout your life and in your absence throughout the lifetime of your spouse!
The Kotak Health Shield Plan helps secure your finances in times of sudden medical expenses related to illness such as Cardiac, Liver, Neuro and Cancer (all early and major stages of illness /conditions of Cancer); along with offering protection for Personal Accident - in case of accidental death or disability.
Our representative will get in touch with you at the earliest.
A Non-Linked, Participating Savings, Life Insurance Plan
When it is about your dreams and aspirations, there shouldn’t be any compromise. To realize your dreams, you ensure your money is invested in a disciplined manner which gives higher return towards building a corpus to meet your important milestones.
Kotak Fortune Maximiser is a limited pay participating endowment plan, which can be customized as per your requirement to help you achieve your life goals through multiple plan, payout & rider options. Your dreams are important and deserves to be fulfilled, therefore, life mein sirf #BadaSocho.
Mr. Verma 35-year-old, decides to invest in the plan. He chooses Life Goal Maximiser and Bonus Option as
He pays premium of Rs. 1,00,000^ p.a. for 12 years with policy term of 50 years. The Sum Assured is Rs.
He also has an option to withdraw Cash Value of accrued Paid-Up Additions during the policy term to meet
his important life goals
On maturity, Mr. Verma will receive @8%# Rs. 1,61,97,052 & @4%# Rs. 36,94,506.
In case of death, his nominee will receive the death benefit as per the policy condition
Flexibility to choose from 3 Plan Options to fulfil your goal: - Life Goal Maximiser - Bright Future Maximiser - Golden Years Maximiser
Flexibility to choose from 3 Bonus Payout Options as per your convenience: - Cash Bonus (Immediate Payout) - Cash Bonus (Deferred Payout)* - Paid-Up Additions
Secure your life & provide financial protection to your loved ones till 85 years.
Flexibility to secure your spouse’s life under the same plan.
High Sum Assured with the same premium for Female Life.
|Entry Age of Life Insured
(as on last birthday)
|Min: 0 years (90 days)
In case Spouse Cover is availed:
Min: 18 years (Primary Life Insured & Spouse)
|Max: 50 years – 6 & 15 pay|
55 years – 8 / 10 & 12 pay
In case Spouse Cover is availed:
Max: 60 years (Spouse)
|Maturity Age of Life Insured
(as on last birthday)
|85 years for Primary Life Insured|
In case Spouse Cover is availed:
85 years or Age at Maturity whichever is lower (for Spouse).
85 years less Entry Age of Life Insured (Primary Life Insured in case Spouse Cover option is chosen)
Basic Sum Assured
Basic Sum Assured shall depend upon the Age, Gender, Policy Term, Premium Payment Term, Premium Amount & Bonus Payout Options chosen.
Basic Sum Assured is the Guaranteed Maturity Benefit to be payable on death or maturity.
Sum Assured on Death for Spouse shall be 50% - 100% of the Basic Sum Assured applicable for Primary
Premium Levels (Annual)
Min: 6 & 8 Pay: Rs. 48,000 | 10 /12 & 15 Pay: Rs. 36,000
Max: No Limits, subject to Board Approved Underwriting Policy
Premium Payment Term
6 /8 / 10 / 12 & 15 years
Premium Payment Mode
Yearly, Half yearly, Quarterly and Monthly
Premium Modal Factor
Yearly – 100% | Half yearly – 51% | Quarterly – 26% | Monthly – 8.8%
Allows additional death cover on the life of Primary Life Insured over and above the base plan’s Death Benefit.Download
Lump sum benefit paid on accidental death of the Primary Life Insured in addition to Death Benefit under the base plan.Download
Instalments paid on admission of a claim on Primary Life Insured becoming disabled due to accident.Download
On death of Policyholder, future premiums of the plan will get waived off and the base plan will continue as it is without any change in the plan benefits.Download
On accidental disability of Policyholder, future premiums of the plan will get waived off and the base plan will continue as it is without any change in the plan benefits.Download
Rider Sum Assured shall be payable on admission of a claim on any one of the 37 covered critical illness, with respect to Primary Life Insured, subject to terms and conditions, definitions and specific exclusions.Download
Send a "Hi" to 93210 03007, from your registered mobile number.
Call our toll free number and our representative will help you buy the most suitable plan.
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax laws are subject to amendments from time to time. Customer is advised to take an independent view from tax consultant.
Terms & Conditions
Kotak Fortune Maximiser UIN: 107N125V01, Form No: N125. Kotak Term Benefit Rider, UIN: 107B003V03, Form No: B003; Kotak Accidental Death Benefit Rider, UIN: 107B001V03, Form No: B001; Kotak Permanent Disability Benefit Rider, UIN: 107B002V03, Form No: B002; Kotak Life Guardian Benefit, UIN: 107B012V02, Form No: B012; Kotak Accidental Disability Guardian Benefit, UIN: 107B011V02, Form No: B011, Kotak Critical Illness Plus Benefit Rider - 107B020V01, Form No.: B020.
This is a savings-cum-protection oriented participating endowment plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.
The above illustration is an extract of a separate, more detailed benefit illustration. For details, please refer to the Benefit Illustration. ^The premium figure is exclusive of Goods and Services Tax and Cess, as applicable. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums. The guaranteed and non-guaranteed benefits are applicable only if all due premiums are paid. #The assumed nonguaranteed rates of return chosen in the illustration are 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance. The actual experience may be different from the illustrated. Please note that Bonuses are NOT guaranteed and may be as declared by the Company from time to time.
Kotak Mahindra Life Insurance Company Ltd. Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 2nd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: https://www.kotaklife.com | WhatsApp: 9321003007 | Toll Free No. – 1800 209 8800 | Ref. No.: KLI/21-22/E-WEB/1215
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IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra LifeInsurance Company Ltd.
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