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Insuring yourself against Ill Health with a Critical Illness Rider

Secure your family’s wellness in case of your ill health

  • Nov 15, 2016

Secure your family’s wellness in case of your ill health

Even as you build your family, somewhere there is a certainty that as long as you are there, nothing can happen to them. You will protect them from everything that life may have to offer. To ensure that you continue to do so, protection against critical illnesses is a must. With a suitable term insurance plan in place, you can rest assured that:

If something was to happen to you, your family will not feel the financial pinch of your absence

Your loved ones do not have to compromise their standard of living even if something was to happen to you

With your family’s future secured, you can focus on your present

Kotak Life Insurance has plans that offer the above along with:

Two death benefit payout options i.e. Immediate Payout or Recurring Payout

step up/step down options to increase/decrease cover

Preferential rates for female lives and non-tobacco users

Choose an endowment plan that can liberate you from your worries about your family’s future and offers your family the financial freedom it deserves, even in your absence.

Kotak e-Term

Download Brochure


  • Life Cover till 85 years for Life & Life Secure Option
  • 3 Payout Options
  • Special Rates for Women
  • Option to exit the policy with premium refund at the age of 60*
  • Special Rates for Non-Tobacco Users
  • Free Medical Check Up every 5th year**

Ref. No. KLI/22-23/E-BB/2435


- A Consumer Education Initiative series by Kotak Life

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